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Is WestJet Travel Insurance the Best in 2024?

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When it comes to travel insurance, WestJet offers a range of coverage plans in partnership with Allianz Global Assistance for travellers to and from Canada.

But are these coverages any good? What are their pros and cons? How much does it cost to buy travel inusrance with WestJet in 2024?

All the answers to your questions and more are in this page!

5 key takeaways on WestJet travel insurance

• WestJet offers comprehensive travel coverages (accident insurance, trip cancellation/interruption, etc.).
• WestJet is known for being affordable, easy to purchase, and backed by a reputable company.
• WestJet has limitations. It, for example, does not cover pre-existing conditions.
• WestJet offers travel accident insurance for up to $500,000 for injuries or fatalities.
• WestJet's prices range from CA$69 to CA$139 for a 1-week trip.

Our 2024 review on WestJet travel insurance in Canada

WestJet travel insurance is a travel insurance plan that is offered by WestJet and Allianz Global Assistance . It can be purchased by anyone who is travelling to or from Canada, regardless of their age or health status. The plan includes a variety of coverages, including travel accident insurance, trip cancellation and interruption insurance, medical insurance, baggage insurance, and more.

The specific coverages and limits that are available under the plan will vary depending on the type of plan that you purchase.

Here are some of the pros and cons of WestJet Travel Insurance Canada:

Pros of WestJet travel insurance:

• Easy to purchase and use
• Comprehensive coverage
• Backed by a leading travel insurance company
• Can help protect you from financial loss in the event of a travel-related emergency

Cons of WestJet travel insurance:

• Does not cover pre-existing conditions
• May need to provide proof of travel, such as a ticket or itinerary
• May need to provide proof of medical insurance, such as a health card or a letter from your doctor
• May need to pay a deductible for some claims

Overall, WestJet travel insurance is a good option since it offers great coverage. Let's discuss its coverage policy in detail to give you a better understanding of the service.

Before deciding to buy WestJet insurance, we recommend you compare the best offers currently on the market. You can do so using our free comparison tol below:

Compare the best travel insurance plans on the market!

Does the RBC WestJet credit card have travel insurance?

Yes, the RBC WestJet World Elite Mastercard does have travel insurance. The specific coverages and limits that are available will vary depending on the type of plan that you purchase and the destination of your trip.

Here are some of the coverages that are included:

• Trip cancellation and interruption insurance
• Medical travel insurance up to CA$1,000,000
• Baggage insurance up to CA$2,500 per person
• Emergency travel assistance

Good to know

To be eligible for travel insurance through the RBC WestJet World Elite Mastercard, you must purchase your trip with your credit card and pay for at least half of the trip with your credit card. You must also travel on a common carrier, such as an airline or a cruise ship.

The travel insurance that is included with the RBC WestJet World Elite Mastercard is a good option for people who are looking for basic travel insurance coverage , but the coverage is limited and may not be enough for everyone. If you are looking for more comprehensive travel insurance coverage, you may want to consider purchasing a separate travel insurance policy.

What is WestJet's travel insurance coverage in Canada?

What is covered under westjet travel insurance.

Here are some additional details about the coverages that are available under WestJet travel insurance in Canada:

• Travel accident insurance: This coverage pays out a benefit if you are injured or killed while travelling. The benefit amount is up to CA$500,000.
• Trip cancellation and interruption insurance: This coverage pays out a benefit if you have to cancel or interrupt your trip due to a covered reason, such as illness, injury, or a death in the family. The benefit amount is up to 100% of your non-refundable trip expenses.
• Medical insurance: This coverage pays for your medical expenses while you are travelling. The benefit amount is up to CA$1,000,000.
• Baggage insurance: This coverage pays for the loss or damage to your checked luggage. The benefit amount is up to CA$2,500 per person.
• Emergency travel assistance: This coverage provides you with assistance if you experience a medical emergency or other travel-related problem while you are away from home.

What is not covered under WestJet travel insurance

WestJet travel insurance has a number of exclusions, which means that they will not cover certain claims. Some of the most common exclusions include:

• Pre-existing conditions: WestJet travel insurance does not cover claims that are related to a pre-existing condition. A pre-existing condition is a medical condition that you had before you purchased your travel insurance.
• War and civil unrest: WestJet travel insurance does not cover claims that are caused by war or civil unrest.
• Terrorism: WestJet travel insurance does not cover claims that are caused by terrorism.
• Failure to comply with travel advisories: WestJet travel insurance does not cover claims if you travel to a destination that is under a Government of Canada travel advisory.
• Participation in dangerous activities: WestJet travel insurance does not cover claims that are caused by participation in dangerous activities, such as skydiving or bungee jumping.
• Loss or damage to your belongings: WestJet travel insurance does not cover loss or damage to your belongings unless they are lost or damaged due to a covered reason, such as theft or fire.

What travel insurance plans are offered by WestJet?

The exclusions and coverage options may vary depending on the type of plan that you purchase — and the destination of your trip. However, you may be able to purchase additional coverage for some of the exclusions, such as pre-existing conditions.

There are four main types of WestJet travel insurance plans. Here is a brief overview of each plan:

How much does WestJet travel insurance cost?

The cost of WestJet travel insurance in Canada varies depending on the type of plan you purchase, the length of your trip, and your age.

Here are some examples of the cost of WestJet travel insurance in Canada:

• Deluxe package (up to age 74): For a 1-week trip to the United States, the cost of the Deluxe package is CA$139 per person.
• Non-medical package (all ages): For a 1-week trip to the Caribbean, the cost of the Non-medical package is CA$119 per person.
• Classic emergency medical plan (up to age 64): For a 1-week trip to Europe, the cost of the Classic emergency medical plan is CA$89 per person .
• Trip cancellation and interruption package (all ages): For a 1-week trip to Mexico, the cost of the Trip cancellation and interruption package is CA$69 per person.

Here is a table, summarizing the cost of WestJet travel insurance in Canada for a 1-week trip:

Compare WestJet to other travel insurers on the market to get the best price/value on your insurance:

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How to file a claim with WestJet for travel insurance?

Making a travel insurance claim with Allianz Global Assistance is quite simple. The process is smooth and efficient, and you will be kept informed at every step of the way. You can submit claims for all products and benefits online, including trip cancellation, interruption, and delay, lost or delayed baggage, and out-of-pocket emergency medical expenses. To start a claim:

• Simply log in to your Allianz Global Assistance account and click on the "File a Claim" button.
• You will be guided through the process step-by-step, and you can upload all of the necessary documentation electronically.
• Once your claim is submitted, it will be reviewed by a team of experts who will assess the merits of your claim and make a decision as quickly as possible.
• If your claim is approved, you will be paid the benefit amount as soon as possible.

How to contact WestJet travel insurance?

You can try WestJet’s online self-serve tools and get a solution to your problem. Here are some other options:

• For new or existing bookings and general inquiries, you can use this toll-free number from Canada: 1-888-937-8538.
• The toll-free number for people in North America for support in Japanese is 1-844-213-5239.
• For WestJet vacation bookings, call on this toll-free number from Canada: 1-877-737-7001.
• People who are deaf or have partial hearing can use this toll-free number: 1-877-952-0100.
• People with disabilities experiencing difficulties accessing WestJet.com can use this toll-free number: 1-866-693-7853 , or you can email at   [email protected] .

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Westjet Vacation Cancellation

• Last Updated:

Mar 26th, 2020 1:16 pm

• cancellation
• Search this thread

Mar 15th, 2020 9:28 pm

• Reply with quote

Mar 15th, 2020 9:36 pm

Mar 15th, 2020 9:37 pm

starchoice wrote: ↑ Why would they keep taxes for a product not delivered?

Mar 15th, 2020 10:00 pm

TheHoffer wrote: ↑ My thoughts exactly. I asked the agent but all they kept saying was it is westjets policy.

Mar 15th, 2020 10:11 pm

BrunetteGirl wrote: ↑ Can confirm that. No idea why and it doesn’t make sense to me either. A few catches to their policy: You have to have a Westjet Rewards account (you are refunded in Westjet dollars incl children). If there’s a few people on your booking (ie 2 adults & 2 kids... the cost refunded is the amount before taxes and is split per person regardless of who the credit card holder is) Exp: adult price: $1000+ tax ($1000 will be returned via Westjet Dollars) Kids: $500 + tax ($500 will be returned via Westjet dollars) Travel needs to be completed by the end of 2020 (I have a feeling that might change?)

Mar 15th, 2020 10:25 pm

TheHoffer wrote: ↑ So strange and thank you for confirmation. I feel like i’m being extorted but I guess 80% back is better than nothing.

Mar 15th, 2020 10:33 pm

BrunetteGirl wrote: ↑ Sorry to hear - I agree- it’s a bit odd of a policy. What was your destination? Westjet typically has the lowest taxes (should be in the $125-$250 range) but it’s still a big chunk of change. Make sure you are credited accordingly to what you have paid. If it makes you feel any better the competitors policies aren’t exactly amazing either. Air Canada Vacations and Transat’s policy aren’t too much better. You don’t lose your taxes but travel also has to be completed by the end of 2020. They both have pretty high taxes (compared to Westjet) and I wouldn’t be surprised if there’s some catch down the line bc of that. Sunwing is charging an additional +$100 / per person for the full amount in a future travel voucher that expires at the end of April 2021. ....I think all 4 of them are allowing you to rebook today for no change fees (but personally I wouldn’t- it’s a bit hard to commit to things in the future at this point) IMHO

Mar 16th, 2020 11:39 am

Mar 16th, 2020 11:51 am

rajojomanik wrote: ↑ I cancelled 3 bookings directly with westjet on Saturday morning after being on hold for almost 3hrs since i booked directly with westjet for flights. I got every penny of our flights as travel credit, it was about $2300 for 4ppl. Not sure why they would withhold the taxes.

Mar 16th, 2020 3:03 pm

BrunetteGirl wrote: ↑ Westjet Vacations or the airline: Westjet? As confusing as it sounds they operate as two separate entities.

Mar 16th, 2020 3:36 pm

rajojomanik wrote: ↑ Westjet (airline) directly for flights only. My bookings was for flight only.

Mar 16th, 2020 10:21 pm

Mar 17th, 2020 1:09 am

Mar 17th, 2020 10:39 am

loriblum wrote: ↑ Cancelled our Bahamas vacation on Thursday. Received full amount refunded back as credit, good for one year (travel can take place at anytime after the one year as long as we book before March 12 2021). We booked directly with WestJet Vacations. Speak to a supervisor and ask nicely.

Mar 17th, 2020 7:21 pm

Mar 17th, 2020 7:35 pm

Fjr2005 wrote: ↑ If taxes from a vacay were to foreign countries or third parties...ie cruise ship charging port fees you will not be getting money back

Mar 26th, 2020 12:50 pm

TheHoffer wrote: ↑ Just wanted to update with my situation. I received my refund today and received the full amount with taxes returned in Westjet dollars. I guess they're handling these cancellations differently than the normal ones.

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The best travel insurance policies and providers

It's easy to dismiss the value of travel insurance until you need it.

Many travelers have strong opinions about whether you should buy travel insurance . However, the purpose of this post isn't to determine whether it's worth investing in. Instead, it compares some of the top travel insurance providers and policies so you can determine which travel insurance option is best for you.

Of course, as the coronavirus remains an ongoing concern, it's important to understand whether travel insurance covers pandemics. Some policies will cover you if you're diagnosed with COVID-19 and have proof of illness from a doctor. Others will take coverage a step further, covering additional types of pandemic-related expenses and cancellations.

Know, though, that every policy will have exclusions and restrictions that may limit coverage. For example, fear of travel is generally not a covered reason for invoking trip cancellation or interruption coverage, while specific stipulations may apply to elevated travel warnings from the Centers for Disease Control and Prevention.

Interested in travel insurance? Visit InsureMyTrip.com to shop for plans that may fit your travel needs.

So, before buying a specific policy, you must understand the full terms and any special notices the insurer has about COVID-19. You may even want to buy the optional cancel for any reason add-on that's available for some comprehensive policies. While you'll pay more for that protection, it allows you to cancel your trip for any reason and still get some of your costs back. Note that this benefit is time-sensitive and has other eligibility requirements, so not all travelers will qualify.

In this guide, we'll review several policies from top travel insurance providers so you have a better understanding of your options before picking the policy and provider that best address your wants and needs.

The best travel insurance providers

To put together this list of the best travel insurance providers, a number of details were considered: favorable ratings from TPG Lounge members, the availability of details about policies and the claims process online, positive online ratings and the ability to purchase policies in most U.S. states. You can also search for options from these (and other) providers through an insurance comparison site like InsureMyTrip .

When comparing insurance providers, I priced out a single-trip policy for each provider for a $2,000, one-week vacation to Istanbul . I used my actual age and state of residence when obtaining quotes. As a result, you may see a different price — or even additional policies due to regulations for travel insurance varying from state to state — when getting a quote.

AIG Travel Guard

AIG Travel Guard receives many positive reviews from readers in the TPG Lounge who have filed claims with the company. AIG offers three plans online, which you can compare side by side, and the ability to examine sample policies. Here are three plans for my sample trip to Turkey.

AIG Travel Guard also offers an annual travel plan. This plan is priced at $259 per year for one Florida resident.

Additionally, AIG Travel Guard offers several other policies, including a single-trip policy without trip cancellation protection . See AIG Travel Guard's COVID-19 notification and COVID-19 advisory for current details regarding COVID-19 coverage.

Preexisting conditions

Typically, AIG Travel Guard wouldn't cover you for any loss or expense due to a preexisting medical condition that existed within 180 days of the coverage effective date. However, AIG Travel Guard may waive the preexisting medical condition exclusion on some plans if you meet the following conditions:

• You purchase the plan within 15 days of your initial trip payment.
• The amount of coverage you purchase equals all trip costs at the time of purchase. You must update your coverage to insure the costs of any subsequent arrangements that you add to your trip within 15 days of paying the travel supplier for these additional arrangements.
• You must be medically able to travel when you purchase your plan.

Standout features

• The Deluxe and Preferred plans allow you to purchase an upgrade that lets you cancel your trip for any reason. However, reimbursement under this coverage will not exceed 50% or 75% of your covered trip cost.
• You can include one child (age 17 and younger) with each paying adult for no additional cost on most single-trip plans.
• Other optional upgrades, including an adventure sports bundle, a baggage bundle, an inconvenience bundle, a pet bundle, a security bundle and a wedding bundle, are available on some policies. So, an AIG Travel Guard plan may be a good choice if you know you want extra coverage in specific areas.

Purchase your policy here: AIG Travel Guard .

Allianz Travel Insurance

Allianz is one of the most highly regarded providers in the TPG Lounge, and many readers found the claim process reasonable. Allianz offers many plans, including the following single-trip plans for my sample trip to Turkey.

If you travel frequently, it may make sense to purchase an annual multi-trip policy. For this plan, all of the maximum coverage amounts in the table below are per trip (except for the trip cancellation and trip interruption amounts, which are an aggregate limit per policy). Trips typically must last no more than 45 days, although some plans may cover trips of up to 90 days.

See Allianz's coverage alert for current information on COVID-19 coverage.

Most Allianz travel insurance plans may cover preexisting medical conditions if you meet particular requirements. For the OneTrip Premier, Prime and Basic plans, the requirements are as follows:

• You purchased the policy within 14 days of the date of the first trip payment or deposit.
• You were a U.S. resident when you purchased the policy.
• You were medically able to travel when you purchased the policy.
• On the policy purchase date, you insured the total, nonrefundable cost of your trip (including arrangements that will become nonrefundable or subject to cancellation penalties before your departure date). If you incur additional nonrefundable trip expenses after purchasing this policy, you must insure them within 14 days of their purchase.
• Allianz offers reasonably priced annual policies for independent travelers and families who take multiple trips lasting up to 45 days (or 90 days for select plans) per year.
• Some Allianz plans provide the option of receiving a flat reimbursement amount without receipts for trip delay and baggage delay claims. Of course, you can also submit receipts to get up to the maximum refund.
• For emergency transportation coverage, you or someone on your behalf must contact Allianz, and Allianz must then make all transportation arrangements in advance. However, most Allianz policies provide an option if you cannot contact the company: Allianz will pay up to what it would have paid if it had made the arrangements.

Purchase your policy here: Allianz Travel Insurance .

American Express Travel Insurance

American Express Travel Insurance offers four different package plans and a build-your-own coverage option. You don't have to be an American Express cardholder to purchase this insurance. Here are the four package options for my sample weeklong trip to Turkey. Unlike some other providers, Amex won't ask for your travel destination on the initial quote (but will when you purchase the plan).

Amex's build-your-own coverage plan is unique because you can purchase just the coverage you need. For most types of protection, you can even select the coverage amount that works best for you.

The prices for the packages and the build-your-own plan don't increase for longer trips — as long as the trip cost remains constant. However, the emergency medical and dental benefit is only available for your first 60 days of travel.

Typically, Amex won't cover any loss you incur because of a preexisting medical condition that existed within 90 days of the coverage effective date. However, Amex may waive its preexisting-condition exclusion if you meet both of the following requirements:

• You must be medically able to travel at the time you pay the policy premium.
• You pay the policy premium within 14 days of making the first covered trip deposit.
• Amex's build-your-own coverage option allows you to only purchase — and pay for — the coverage you need.
• Coverage on long trips doesn't cost more than coverage for short trips, making this policy ideal for extended getaways. However, the emergency medical and dental benefit only covers your first 60 days of travel.
• American Express Travel Insurance can protect travel expenses you purchase with Amex Membership Rewards points in the Pay with Points program (as well as travel expenses bought with cash, debit or credit). However, travel expenses bought with other types of points and miles aren't covered.

Purchase your policy here: American Express Travel Insurance .

GeoBlue is different from most other providers described in this piece because it only provides medical coverage while you're traveling internationally and does not offer benefits to protect the cost of your trip. There are many different policies. Some require you to have primary health insurance in the U.S. (although it doesn't need to be provided by Blue Cross Blue Shield), but all of them only offer coverage while traveling outside the U.S.

Two single-trip plans are available if you're traveling for six months or less. The Voyager Choice policy provides coverage (including medical services and medical evacuation for a sudden recurrence of a preexisting condition) for trips outside the U.S. to travelers who are 95 or younger and already have a U.S. health insurance policy.

The Voyager Essential policy provides coverage (including medical evacuation for a sudden recurrence of a preexisting condition) for trips outside the U.S. to travelers who are 95 or younger, regardless of whether they have primary health insurance.

In addition to these options, two multi-trip plans cover trips of up to 70 days each for one year. Both policies provide coverage (including medical services and medical evacuation for preexisting conditions) to travelers with primary health insurance.

Be sure to check out GeoBlue's COVID-19 notices before buying a plan.

Most GeoBlue policies explicitly cover sudden recurrences of preexisting conditions for medical services and medical evacuation.

• GeoBlue can be an excellent option if you're mainly concerned about the medical side of travel insurance.
• GeoBlue provides single-trip, multi-trip and long-term medical travel insurance policies for many different types of travel.

Purchase your policy here: GeoBlue .

IMG offers various travel medical insurance policies for travelers, as well as comprehensive travel insurance policies. For a single trip of 90 days or less, there are five policy types available for vacation or holiday travelers. Although you must enter your gender, males and females received the same quote for my one-week search.

You can purchase an annual multi-trip travel medical insurance plan. Some only cover trips lasting up to 30 or 45 days, but others provide coverage for longer trips.

See IMG's page on COVID-19 for additional policy information as it relates to coronavirus-related claims.

Most plans may cover preexisting conditions under set parameters or up to specific amounts. For example, the iTravelInsured Travel LX travel insurance plan shown above may cover preexisting conditions if you purchase the insurance within 24 hours of making the final payment for your trip.

For the travel medical insurance plans shown above, preexisting conditions are covered for travelers younger than 70. However, coverage is capped based on your age and whether you have a primary health insurance policy.

• Some annual multi-trip plans are modestly priced.
• iTravelInsured Travel LX may offer optional cancel for any reason and interruption for any reason coverage, if eligible.

Purchase your policy here: IMG .

Travelex Insurance

Travelex offers three single-trip plans: Travel Basic, Travel Select and Travel America. However, only the Travel Basic and Travel Select plans would be applicable for my trip to Turkey.

See Travelex's COVID-19 coverage statement for coronavirus-specific information.

Typically, Travelex won't cover losses incurred because of a preexisting medical condition that existed within 60 days of the coverage effective date. However, the Travel Select plan may offer a preexisting condition exclusion waiver. To be eligible for this waiver, the insured traveler must meet all the following conditions:

• You purchase the plan within 15 days of the initial trip payment.
• The amount of coverage purchased equals all prepaid, nonrefundable payments or deposits applicable to the trip at the time of purchase. Additionally, you must insure the costs of any subsequent arrangements added to the same trip within 15 days of payment or deposit.
• All insured individuals are medically able to travel when they pay the plan cost.
• The trip cost does not exceed the maximum trip cost limit under trip cancellation as shown in the schedule per person (only applicable to trip cancellation, interruption and delay).
• Travelex's Travel Select policy can cover trips lasting up to 364 days, which is longer than many single-trip policies.
• Neither Travelex policy requires receipts for trip and baggage delay expenses less than $25.
• For emergency evacuation coverage, you or someone on your behalf must contact Travelex and have Travelex make all transportation arrangements in advance. However, both Travelex policies provide an option if you cannot contact Travelex: Travelex will pay up to what it would have paid if it had made the arrangements.

Purchase your policy here: Travelex Insurance .

Seven Corners

Seven Corners offers a wide variety of policies. Here are the policies that are most applicable to travelers on a single international trip.

Seven Corners also offers many other types of travel insurance, including an annual multi-trip plan. You can choose coverage for trips of up to 30, 45 or 60 days when purchasing an annual multi-trip plan.

See Seven Corner's page on COVID-19 for additional policy information as it relates to coronavirus-related claims.

Typically, Seven Corners won't cover losses incurred because of a preexisting medical condition. However, the RoundTrip Choice plan offers a preexisting condition exclusion waiver. To be eligible for this waiver, you must meet all of the following conditions:

• You buy this plan within 20 days of making your initial trip payment or deposit.
• You or your travel companion are medically able and not disabled from travel when you pay for this plan or upgrade your plan.
• You update the coverage to include the additional cost of subsequent travel arrangements within 15 days of paying your travel supplier for them.
• Seven Corners offers the ability to purchase optional sports and golf equipment coverage. If purchased, this extra insurance will reimburse you for the cost of renting sports or golf equipment if yours is lost, stolen, damaged or delayed by a common carrier for six or more hours. However, Seven Corners must authorize the expenses in advance.
• You can add cancel for any reason coverage or trip interruption for any reason coverage to RoundTrip plans. Although some other providers offer cancel for any reason coverage, trip interruption for any reason coverage is less common.
• Seven Corners' RoundTrip Choice policy offers a political or security evacuation benefit that will transport you to the nearest safe place or your residence under specific conditions. You can also add optional event ticket registration fee protection to the RoundTrip Choice policy.

Purchase your policy here: Seven Corners .

World Nomads

World Nomads is popular with younger, active travelers because of its flexibility and adventure-activities coverage on the Explorer plan. Unlike many policies offered by other providers, you don't need to estimate prepaid costs when purchasing the insurance to have access to trip interruption and cancellation insurance.

World Nomads offers two single-trip plans.

World Nomads has a page dedicated to coronavirus coverage , so be sure to view it before buying a policy.

World Nomads won't cover losses incurred because of a preexisting medical condition (except emergency evacuation and repatriation of remains) that existed within 90 days of the coverage effective date. Unlike many other providers, World Nomads doesn't offer a waiver.

• World Nomads' policies cover more adventure sports than most providers, so activities such as bungee jumping are included. The Explorer policy covers almost any adventure sport, including skydiving, stunt flying and caving. So, if you partake in adventure sports while traveling, the Explorer policy may be a good fit.
• World Nomads' policies provide nonmedical evacuation coverage for transportation expenses if there is civil or political unrest in the country you are visiting. The coverage may also transport you home if there is an eligible natural disaster or a government expels you.

Purchase your policy here: World Nomads .

Other options for buying travel insurance

This guide details the policies of eight providers with the information available at the time of publication. There are many options when it comes to travel insurance, though. To compare different policies quickly, you can use a travel insurance aggregator like InsureMyTrip to search. Just note that these search engines won't show every policy and every provider, and you should still research the provided policies to ensure the coverage fits your trip and needs.

You can also purchase a plan through various membership associations, such as USAA, AAA or Costco. Typically, these organizations partner with a specific provider, so if you are a member of any of these associations, you may want to compare the policies offered through the organization with other policies to get the best coverage for your trip.

Related: Should you get travel insurance if you have credit card protection?

Is travel insurance worth getting?

Whether you should purchase travel insurance is a personal decision. Suppose you use a credit card that provides travel insurance for most of your expenses and have medical insurance that provides adequate coverage abroad. In that case, you may be covered enough on most trips to forgo purchasing travel insurance.

However, suppose your medical insurance won't cover you at your destination and you can't comfortably cover a sizable medical evacuation bill or last-minute flight home . In that case, you should consider purchasing travel insurance. If you travel frequently, buying an annual multi-trip policy may be worth it.

What is the best COVID-19 travel insurance?

There are various aspects to keep in mind in the age of COVID-19. Consider booking travel plans that are fully refundable or have modest change or cancellation fees so you don't need to worry about whether your policy will cover trip cancellation. This is important since many standard comprehensive insurance policies won't reimburse your insured expenses in the event of cancellation if it's related to the fear of traveling due to COVID-19.

However, if you book a nonrefundable trip and want to maintain the ability to get reimbursed (up to 75% of your insured costs) if you choose to cancel, you should consider buying a comprehensive travel insurance policy and then adding optional cancel for any reason protection. Just note that this benefit is time-sensitive and has eligibility requirements, so not all travelers will qualify.

Providers will often require CFAR purchasers insure the entire dollar amount of their travels to receive the coverage. Also, many CFAR policies mandate that you must cancel your plans and notify all travel suppliers at least 48 hours before your scheduled departure.

Likewise, if your primary health insurance won't cover you while on your trip, it's essential to consider whether medical expenses related to COVID-19 treatment are covered. You may also want to consider a MedJet medical transport membership if your trip is to a covered destination for coronavirus-related evacuation.

Ultimately, the best pandemic travel insurance policy will depend on your trip details, travel concerns and your willingness to self-insure. Just be sure to thoroughly read and understand any terms or exclusions before purchasing.

What are the different types of travel insurance?

Whether you purchase a comprehensive travel insurance policy or rely on the protections offered by select credit cards, you may have access to the following types of coverage:

• Baggage delay protection may reimburse for essential items and clothing when a common carrier (such as an airline) fails to deliver your checked bag within a set time of your arrival at a destination. Typically, you may be reimbursed up to a particular amount per incident or per day.
• Lost/damaged baggage protection may provide reimbursement to replace lost or damaged luggage and items inside that luggage. However, valuables and electronics usually have a relatively low maximum benefit.
• Trip delay reimbursement may provide reimbursement for necessary items, food, lodging and sometimes transportation when you're delayed for a substantial time while traveling on a common carrier such as an airline. This insurance may be beneficial if weather issues (or other covered reasons for which the airline usually won't provide compensation) delay you.
• Trip cancellation and interruption protection may provide reimbursement if you need to cancel or interrupt your trip for a covered reason, such as a death in your family or jury duty.
• Medical evacuation insurance can arrange and pay for medical evacuation if deemed necessary by the insurance provider and a medical professional. This coverage can be particularly valuable if you're traveling to a region with subpar medical facilities.
• Travel accident insurance may provide a payment to you or your beneficiary in the case of your death or dismemberment.
• Emergency medical insurance may provide payment or reimburse you if you must seek medical care while traveling. Some plans only cover emergency medical care, but some also cover other types of medical care. You may need to pay a deductible or copay.
• Rental car coverage may provide a collision damage waiver when renting a car. This waiver may reimburse for collision damage or theft up to a set amount. Some policies also cover loss-of-use charges assessed by the rental company and towing charges to take the vehicle to the nearest qualified repair facility. You generally need to decline the rental company's collision damage waiver or similar provision to be covered.

Should I buy travel health insurance?

If you purchase travel with credit cards that provide various trip protections, you may not see much need for additional travel insurance. However, you may still wonder whether you should buy travel medical insurance.

If your primary health insurance covers you on your trip, you may not need travel health insurance. Your domestic policy may not cover you outside the U.S., though, so it's worth calling the number on your health insurance card if you have coverage questions. If your primary health insurance wouldn't cover you, it's likely worth purchasing travel medical insurance. After all, as you can see above, travel medical insurance is often very modestly priced.

How much does travel insurance cost?

Travel insurance costs depend on various factors, including the provider, the type of coverage, your trip cost, your destination, your age, your residency and how many travelers you want to insure. That said, a standard travel insurance plan will generally set you back somewhere between 4% and 10% of your total trip cost. However, this can get lower for more basic protections or become even higher if you include add-ons like cancel for any reason protection.

The best way to determine how much travel insurance will cost is to price out your trip with a few providers discussed in the guide. Or, visit an insurance aggregator like InsureMyTrip to quickly compare options across multiple providers.

When and how to get travel insurance

For the most robust selection of available travel insurance benefits — including time-sensitive add-ons like CFAR protection and waivers of preexisting conditions for eligible travelers — you should ideally purchase travel insurance on the same day you make your first payment toward your trip.

However, many plans may still offer a preexisting conditions waiver for those who qualify if you buy your travel insurance within 14 to 21 days of your first trip expense or deposit (this time frame may vary by provider). If you don't need a preexisting conditions waiver or aren't interested in CFAR coverage, you can purchase travel insurance once your departure date nears.

You must purchase coverage before it's needed. Some travel medical plans are available for purchase after you have departed, but comprehensive plans that include medical coverage must be purchased before departing.

Additionally, you can't buy any medical coverage once you require medical attention. The same applies to all travel insurance coverage. Once you recognize the need, it's too late to protect your trip.

Once you've shopped around and decided upon the best travel insurance plan for your trip, you should be able to complete your purchase online. You'll usually be able to download your insurance card and the complete policy shortly after the transaction is complete.

Related: 7 times your credit card's travel insurance might not cover you

Bottom line

Not all travel insurance policies and providers are equal. Before buying a plan, read and understand the policy documents. By doing so, you can choose a plan that's appropriate for you and your trip — including the features that matter most to you.

For example, if you plan to go skiing or rock climbing, make sure the policy you buy doesn't contain exclusions for these activities. Likewise, if you're making two back-to-back trips during which you'll be returning home for a short time in between, be sure the plan doesn't terminate coverage at the end of your first trip.

If you're looking to cover a sudden recurrence of a preexisting condition, select a policy with a preexisting condition waiver and fulfill the requirements for the waiver. After all, buying insurance won't help if your policy doesn't cover your losses.

Disclaimer : This information is provided by IMT Services, LLC ( InsureMyTrip.com ), a licensed insurance producer (NPN: 5119217) and a member of the Tokio Marine HCC group of companies. IMT's services are only available in states where it is licensed to do business and the products provided through InsureMyTrip.com may not be available in all states. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not create or modify any insurance policy terms in any way. For more information, please visit www.insuremytrip.com .

Advertiser Disclosure

Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). However, the credit card information that we publish has been written and evaluated by experts who know these products inside out. We only recommend products we either use ourselves or endorse. This site does not include all credit card companies or all available credit card offers that are on the market.  See our advertising policy here where we list advertisers that we work with, and how we make money. You can also review our  credit card rating methodology .

WestJet Baggage Fees and Policies (And Tips for Covering the Expenses)

Erin Miller

Content Contributor

187 Published Articles

Countries Visited: 26 U.S. States Visited: 28

Michael Y. Park

27 Published Articles 362 Edited Articles

Countries Visited: 60+ U.S. States Visited: 50

Jestan Mendame

Compliance Associate

139 Edited Articles

Countries Visited: 12 U.S. States Visited: 3

Table of Contents

Westjet carry-on allowance, westjet checked baggage allowance, excess baggage fees, exclusions and waivers, can i prepay for baggage, credit cards that reimburse you for checked bag fees.

We may be compensated when you click on product links, such as credit cards, from one or more of our advertising partners. Terms apply to the offers below. See our  Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone.

WestJet has a clear-cut baggage policy that makes life easy when you’re planning your travels.

Checked luggage is included with some fares, and where it’s not included, the first checked bag is a relatively reasonable $35 to $133, depending on your destination.

You can bring along 1 personal item and 1 standard carry-on bag (excluding UltraBasic fare holders) for free on WestJet, but they must follow certain size restrictions:

• Personal: 16 x 13 x 6 inches (41 x 33 x 15 centimeters)
• Carry-on: 21 x 15 x 9 inches (53 x 38 x 23 centimeters)

WestJet allows each UltraBasic guest to bring 1 personal item. Carry-on bags are not allowed (even by paying for them) — except in the following cases: 

• UltraBasic guests traveling to and from Europe and Asia are allowed to bring 1 carry-on bag and 1 personal item. 
• UltraBasic guests are allowed to bring 1 carry-on bag and 1 personal item when  Extended Comfort  has been purchased for all flights in a single direction, including connections.)

WestJet doesn’t publish weight restrictions for personal or carry-on items other than saying that they must be light enough for you to lift into the overhead compartment without assistance.

If you’re traveling with an infant, you can bring a diaper bag and an approved restraint system car seat into the cabin. You can also check a stroller or car seat at the gate.

Checked bags must weigh less than 50 pounds (23 kilograms). The maximum allowed linear dimensions for a checked bag are 62 inches (157 centimeters).

When airlines refer to “linear dimensions,” they’re talking about the number you get when you add up the length, width, and depth of the item . So a suitcase that’s 24 inches long, 20 inches wide, and 18 inches deep has linear dimensions of 62 inches — just clearing WestJet’s size allowance.

Some fare types include the first or second bag for free, while others incur a fee.

Baggage Fees for Bookings Made on or After June 4, 2024

For travel within the u.s. and canada:, travel to or from latin america, the caribbean, and mexico, travel to or from europe, travel to or from asia, all other locations.

Depending on the departure country, fees are charged in either Canadian or U.S. dollars, and the additional goods and service tax is applied on all itineraries that originate in Canada.

You have to pay extra for bags that exceed the allowed linear dimensions, or weigh 50 pounds or more.

• Oversized bags (62 inches to 80 inches/158 centimeters to 203 centimeters): $100 to $118*
• Overweight bags (51 pounds to 100 pounds/23 kilograms to 45 kilograms)*: $100 to $118**

* For WestJet flights to or from Europe, a checked bag must not exceed 70 pounds (32 kilograms). ** To transport bags over 100 pounds (45 kilograms), call WestJet Cargo at 866-952-2746.

For baggage fees related to special luggage ( sporting equipment , musical instruments , etc.), please refer to WestJet’s policies. WestJet also charges a CAD$50 (~$37) handling fee for transporting select sporting equipment and firearms.

The following passengers receive free checked bag benefits:

• WestJet RBC World Elite Mastercard holders: 1 free bag
• Silver: 2 free bags
• Gold: 2 free bags
• Platinum: 3 free bags

The free bag benefit applies to the eligible passenger and up to 8 companions on the same reservation (excluding WestJet groups and WestJet Vacations group bookings). The WestJet Rewards ID must be on the reservation at the time of check-in.

Active or Veteran Military Personnel

WestJet permits active or veteran Canadian military personnel to bring 4 bags for free if traveling for business or pleasure. On WestJet Encore, the limit is 3 bags.

WestJet waives overweight and oversized baggage charges, provided the baggage does not exceed the maximum excess allowance. It also waives baggage fees for active military personnel from other countries who show valid identification, though restrictions apply .

Humanitarian Aid

Passengers carrying humanitarian aid get 1 free bag , provided it does not exceed the standard size and weight allowances.

WestJet encourages passengers to prepay for the first 2 pieces of baggage during booking or any time up to 24 hours before flight departure at a discounted rate. Checked baggage fees increase by $10 within 24 hours of departure or while checking in at the airport . There’s an additional $10 fee for bags checked through an agent at the airport counter.

Here are the ways you can prepay:

• Log in to your booking from the Check-In  tab on WestJet’s website
• Use one of the airport kiosks

WestJet doesn’t let you add baggage by calling its contact center.

To pay to check bags on WestJet, use one of the Capital One cards listed below to help offset the fees:

The Capital One Venture X card is an excellent option for travelers looking for an all-in-one premium credit card.

The Capital One Venture X Rewards Credit Card is the premium Capital One travel rewards card on the block.

Points and miles fans will be surprised to see that the Capital One Venture X card packs quite the punch when it comes to bookings made through Capital One, all while offering the lowest annual fee among premium credit cards.

Depending on your travel goals and preferences, the Capital One Venture X card could very well end up being your go-to card in your wallet.

• 10x miles per $1 on hotels and rental cars purchased through Capital One Travel
• 5x miles per $1 on flights and vacation rentals purchased through Capital One Travel
• 2x miles per $1 on all other purchases
• $395 annual fee ( rates & fees )
• Does not offer bonus categories for flights or hotel purchases made directly with the airline or hotel group, the preferred booking method for those looking to earn elite status
• Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
• Receive a $300 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
• Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
• Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights and vacation rentals booked through Capital One Travel
• Earn unlimited 2X miles on all other purchases
• Unlimited complimentary access for you and two guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network
• Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
• Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
• Receive up to a $120 credit for Global Entry or TSA PreCheck ®
• APR: 19.99% - 29.99% (Variable)
• Foreign Transaction Fees:  None

Capital One Miles

Get 2x miles plus some of the most flexible redemptions offered by a travel credit card!

The Capital One Venture Rewards Credit Card   is one of the most popular rewards cards on the market. It’s perfect for anyone in search of a great welcome offer, high rewards rates, and flexible redemption options.

Frequent travelers with excellent credit may benefit from this credit card that offers a lot of bells and whistles. And it offers easy-to-understand rewards earning and redemption.

• 5x miles per $1 on hotels, vacation rentals, and rental cars booked through Capital One Travel
• Up to a $120 Global Entry or TSA PreCheck application fee credit
• $95 annual fee ( rates & fees )
• Limited elite benefits
• Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
• Earn unlimited 2X miles on every purchase, every day
• Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
• Miles won't expire for the life of the account and there's no limit to how many you can earn
• Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
• Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection
• Transfer your miles to your choice of 15+ travel loyalty programs

The card offers unlimited miles at 1.25x per $1 and no annual fee. When you consider the flexible rewards, frequent travelers come out on top.

Interested in a travel rewards credit card without one of those pesky annual fees? Then say hello to the Capital One VentureOne Rewards Credit Card.

In addition to no annual fee, the Capital One VentureOne card offers no foreign transaction fees.

But is this card worth its salt, or is it merely a shell of the more popular Capital One Venture card?

• No annual fee ( rates & fees )
• No foreign transaction fees ( rates & fees )
• Ability to use transfer partners
• Weak earn rate at 1.25x miles per $1 spent on all purchases
• No luxury travel or elite benefits
• $0 annual fee and no foreign transaction fees
• Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
• Earn unlimited 1.25X miles on every purchase, every day
• Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
• Enjoy 0% intro APR on purchases and balance transfers for 15 months; 19.99% - 29.99% variable APR after that; balance transfer fee applies
• APR: 19.99% - 29.99% (Variable),0% intro on purchases for 15 months

Simply use your Capital One miles to pay for your travel statement charges (e.g., baggage fees) within 90 days of purchase at a rate of 1 cent per mile.

To see more airline baggage fees and policies, click here .

The information regarding the Capital One Venture Rewards Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer. The information regarding the Capital One VentureOne Rewards Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer. The information regarding the Capital One Venture X Rewards Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer. The information regarding the WestJet RBC World Elite Mastercard was independently collected by Upgraded Points and not provided nor reviewed by the issuer. 

UP's Bonus Valuation

This bonus value is an estimated valuation  calculated by UP after analyzing redemption options, transfer partners, award availability and how much UP would pay to buy these points.

Trip Protection

Insurance plans to safeguard your travel experience.

Protect your travel plans because the unexpected can happen. Vacation Express strongly recommends the purchase of travel protection. It is best to purchase one of our travel protection plans when your reservation is made. In order to do so, you must submit the premium payment for the Vacation Express Passenger Protection Plan [PPP] with your deposit/payment. The plan goes into effect the date your payment is received by Vacation Express and is non-refundable and non-transferable. Please note, reservations that include Reduced Deposit Plan [RDP] are not eligible for Passenger Protection Plan [PPP].

To cancel a booking with PPP, please call Vacation Express at 800.309.4717 prior to trip departure time as specified in each plan.

Listed below, please find a summary outline of the Passenger Protection Plan [PPP] and the protection offered by each. For more details on these plans, please see the link at the bottom of this page.

PASSENGER PROTECTION PLAN [PPP]

For hotel packages of 4 nights or less: $39.00 per adult and $29.00 per child * For hotel packages of 5 nights or more: $59.00 per adult and $39.00 per child * For flight and hotel packages of 4 nights or less: $69.00 per adult and $29.00 per child * For flight and hotel packages of 5 nights or more: $89.00 per adult and $39.00 per child * For charter flight-only packages of 4 nights or less: $69.00 per adult and $29.00 per child * For charter flight-only packages of 5 nights or more: $89.00 per adult and $39.00 per child *

Part A: Provided by Vacation Express Cancellations for any reason on the PPP Plan must be received by Vacation Express a minimum of 24 hours prior to original scheduled departure time as indicated in your travel documents. When you purchase the Vacation Express PPP, all applicable cancellation charges [not change fees] as per your Terms and Conditions contract will be refunded in the form of Vacation Express travel certificates [PPP Voucher] as follows: 1. Charter air packages and Land Only packages will receive the cost of the package, less the cost of PPP on a PPP voucher, which must be redeemed within one year from the original departure date. 2. Scheduled-Air packages will receive a PPP voucher for the cost of the land portion less the PPP fee. Clients will receive the airline ticket numbers [or paper tickets] and be advised of the ticket cost. Clients can use the cost of the airline ticket, less the airline change fee [usually $150 to $250 per ticket] to purchase a new ticket to: a] the same Vacation Express destination on same carrier, b] a different Vacation Express destination on same carrier, or c] any destination that the issuing carrier serves. If clients take option "c" they must contact the issuing airline directly for reservations.

VERY IMPORTANT — Scheduled-air tickets must be used by one year from original purchase date however some airlines may require that tickets be reissued within 60 days of original purchase date. Please check with your airline for their specific requirements. Any increases in the air or hotel price of rebooked vacations are the responsibility of the traveler. Travel certificates are issued in the original names of the passengers on the booking at the time of cancellation. The certificates are non-transferable and name changes will not be accepted. Any tickets that are booked in basic economy class cannot be changed, carry no residual value and are non-refundable. PPP can be repurchased when rebooking clients' vacation with the original PPP voucher. Under no circumstances does the PPP allow for a full or partial cash refund, nor is it extendible. Please note that the PPP provides limited post departure coverage as listed below.

Part B: Post Departure Coverage Part B travel protection coverages are underwritten by Arch Insurance and are provided in excess of all other valid and collectible insurance or indemnity, and shall apply only after such other benefits have been paid. Benefits included are Trip Interruption, Accidental Death & Dismemberment [Air Flight Only], Medical Expense/Emergency Assistance, Missed Connection, Travel Delay, Baggage & Personal Affects and Baggage Delay.

• Vouchers are issued in the original names of the passengers on the booking at the time of cancellation.
• The certificates are non-transferable and name changes will not be accepted.
• Clients have one year from original date of travel to use the voucher toward another package to any Vacation Express destination.

Please note: This policy may not be purchased after you have made final payment for your trip.

SCHEDULE OF BENEFITS for PPP

*Ages 2-12 are considered children with this plan

Notice to Minnesota, Missouri and New York Residents: Residents of the State of Minnesota, Missouri and New York are not required to purchase the Individual Passenger Protection Plan in order to purchase Vacation Express' Penalty Protection Plan Plus Benefit. Please contact your Vacation Express travel consultant for details.

For more details on this plan, please read https://vacationexpress.archinsurancesolutions.com/description-of-coverage .

Please Note: PPP is not available including, but not limited to, the following circumstances: on certain peak travel dates and with non-refundable hotel rates.

Please Note: Plan benefits, limits, and provisions may vary by state jurisdiction.

To review full plan details online, go to: https://vacationexpress.archinsurancesolutions.com/description-of-coverage . Benefits are administered by: Arch Insurance Solutions, Executive Plaza IV, 11350 McCormick Road, Suite 102, Hunt Valley, MD 21031.

WestJet is shutting down Sunwing Airlines. What does that mean for consumers?

Air travel industry observers say federal regulators should watch closely for consumer price impacts as WestJet winds down Sunwing Airlines.

WHAT IS CHANGING?

WestJet completed its acquisition of Sunwing Airlines in May , and  news broke this weekend that the larger carrier would shut down Toronto-based Sunwing in a bid to streamline its overall operations.

The development came shortly after WestJet said it would also  shut down and fold in operations at budget carrier Swoop .

Calgary-based WestJet confirmed the changes to BNN Bloomberg , noting that travel tour operator Sunwing Vacations will continue to run as part of the WestJet Group.

“While we can confirm the eventual integration of Sunwing Airlines into WestJet, the anticipated timeline to do so has not been determined at this time,” spokesperson Julia Kaiser said in an email. “Our immediate focus remains on the integration of Swoop's highly successful business model across WestJet's operations.”

John Gradek, faculty lecturer in aviation management at McGill University, said he sees the possibility of steep price hikes on the horizon, particularly when it comes to Sunwing Vacations as it takes on an even more prominent position in the vacation-booking space.

“This has the potential to be a significant increase in pricing as a result of this consolidation,” he told BNNBloomberg.ca in a phone interview.

BNNBloomberg.ca has reached out to WestJet for further comment.

In the immediate future, the integration will mostly affect branding at the two airlines, Gradek said, “as the Sunwing colours and the Sunwing brand disappear.”

“It really is a way for WestJet to consolidate its operations and its overheads in managing an airline,” he said, noting that the recent contract agreement with WestJet pilots involving significant wage increases may have put pressure on the company to reduce other costs.

Gabor Lukacs, president of advocacy group Air Passenger Rights, said the consolidation is a mere technicality after  the federal government approved the airline acquisition in March  – a decision he described as a “terrible mistake” that will result in less competition, higher prices and worse service for passengers.

“It is the government's decision that needs to come under scrutiny,” he said. “From WestJet’s perspective, they're just doing what is logical and makes sense.”

In Lukacs’ view, the most significant anti-competitive damage to the air travel sector was done at that time of the federal approval, and the most recent news about the business integration was predictable.

“It may have some slight impact in terms of marketing techniques, but in terms of economic processes, in terms of air travel market, it has no bearing on it,” he said. “The moment Sunwing was purchased by WestJet, the competition ceased to exist.”

SUNWING VACATIONS

Sunwing Vacations will continue to operate under its own name, and Gradek said the success of that travel tour operator is likely what attracted WestJet to Sunwing in the first place.

Gradek said he expects WestJet might fold in its WestJet Vacations brand with Sunwing Vacations, as the latter is a more recognizable name that “has done a great job of positioning itself in the Canadian marketplace.”

“Sunwing will have a lot more opportunities to fly to different markets and increase their services, but the consumer will in fact be paying more for those services, because there's less choice for the type of airplanes that are going to be required to operate those Sunwing Vacations holidays,” he said.

PRICES AND OVERSIGHT

The federal government attached several conditions to the WestJet-Sunwing sale, including rules about maintaining business presence in Toronto and Montreal, keeping up capacity on affected travel routes and protecting Canadian jobs.

Gradek said he is keen to see how the government follows up on a condition that calls for “supplying airfare data on vacation packages for monitoring of post-acquisition price trends.”

He said he sees a risk that Sunwing may aggressively go after Transat, its main competitor in the holiday tour-booking space, and said there needs to be oversight of “how much does the Canadian consumer have to bear in terms of the price increases” that may arise from the consolidation.

“To me, there has to be some statement from the federal government that they will keep an eye out on pricing, particularly for Sunwing Vacations in central Canada,” he said. “I don't hear any noise coming out of Ottawa that they might want to do that.”

Lukacs would like to see the government acknowledge it “messed up” in approving the sale, and take other measures to improve competition such as allowing foreign airlines to transport more passengers within Canada.

A spokesperson for Transport Minister Omar Alghabra referenced the terms and conditions placed on the sale, and said any violation of those terms “would be a violation of the merger agreement.”

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A new study found that food fussiness in children is “a largely genetic trait,” while other factors, such as the types of foods eaten at home and where meals are eaten, may only be significant when the child is a toddler.

Huge Australian king penguin chick Pesto grows into social media star

A huge king penguin chick named Pesto, who weighs as much as both his parents combined, has become a social media celebrity and a star attraction at an Australian aquarium.

Heroic dog saved his northern Ont. owner who had a massive heart attack

They say a dog is a man’s best friend. In the case of Darren Cropper, from Bonfield, Ont., his three-year-old Siberian husky and golden retriever mix named Bear literally saved his life.

Off-season departures means opportunity knocks for young players at Jets camp

The Winnipeg Jets have some huge holes to fill on both offence and defence this season.

Shohei Ohtani surpasses 50-50 milestone in spectacular fashion with a 3-homer, 2-steal game

Shohei Ohtani became the first major league player to hit 50 home runs and steal 50 bases in a season, with the Los Angeles Dodgers star going deep twice to reach the half-century mark and swiping two bags to get to 51 against the Miami Marlins on Thursday.

Vancouver Canucks star goalie Thatcher Demko working through rare muscle injury

Vancouver Canucks goalie Thatcher Demko says he's been working his way back from a rare lower-body muscle injury since being sidelined in last season's playoffs.

Woman steals Porsche, runs over owner after responding to Mississauga Auto Trader ad

Video of a brazen daylight auto theft which shows a suspect running over a victim in a stolen luxury SUV has been released by police west of Toronto.

Some Ontario EV plants are hitting the brakes. Does that mean Canada's ambitions are under threat?

The plant was expected to produce batteries for a million electric vehicles a year. Once up and running, it was supposed to create hundreds of permanent jobs in a small southeastern Ontario municipality. But two years later, spending on the construction of the Umicore plant has been delayed in what the company calls a "significant worsening of the EV market context."

Local Spotlight

Brides and vendors claim they were ripped off by Barrie, Ont. photographer

A growing group of brides and wedding photographers from across the province say they have been taken for tens of thousands of dollars by a Barrie, Ont. wedding photographer.

'Trove of extraordinary fossils' discovered in northern B.C., museum says

Paleontologists from the Royal B.C. Museum have uncovered "a trove of extraordinary fossils" high in the mountains of northern B.C., the museum announced Thursday.

Missing 28-year-old donkey found dead, believed to have been killed by cougar

The search for a missing ancient 28-year-old chocolate donkey ended with a tragic discovery Wednesday.

'The gift they gave us was their service': 50 years since first female troop joined the RCMP

The Royal Canadian Mounted Police is celebrating an important milestone in the organization's history: 50 years since the first women joined the force.

Young family from northern Ontario wins $70 million Lotto Max jackpot

It's been a whirlwind of joyful events for a northern Ontario couple who just welcomed a baby into their family and won the $70 million Lotto Max jackpot last month.

'The right thing to do': Good Samaritan builds new bottle cart for Moncton man who had his stolen

A Good Samaritan in New Brunswick has replaced a man's stolen bottle cart so he can continue to collect cans and bottles in his Moncton neighbourhood.

Oppenheimer star David Krumholtz dishes on his time filming in Winnipeg

David Krumholtz, known for roles like Bernard the Elf in The Santa Clause and physicist Isidor Rabi in Oppenheimer, has spent the latter part of his summer filming horror flick Altar in Winnipeg. He says Winnipeg is the most movie-savvy town he's ever been in.

'Craziest thing I've ever seen': Elusive salamanders make surprising mass appearance in Edmonton area

Edmontonians can count themselves lucky to ever see one tiger salamander, let alone the thousands one local woman says recently descended on her childhood home.

Climate protesters to march through downtown Vancouver on Friday

Thousands of protesters are expected to march into downtown Vancouver on Friday, demanding more action from their government to address the growing climate crisis.

'Adult content' viewers targeted in growing Bitcoin extortion scam, B.C. RCMP say

There have been more reports of a Bitcoin extortion scam seeking to exploit viewers of "adult content" in B.C.'s Lower Mainland, according to the RCMP.

B.C. First Nations declare state of emergency over opioid crisis and mental health

Getting a bed at one of British Columbia's drug detoxification facilities is like winning the lottery, the vice-president on the Nuu-chah-nulth Tribal Council says.

Ford government considering restricting new bike lanes that require the removal of lanes of traffic: source

The Ford government is considering restricting Ontario municipalities from installing new bike lanes that would require the removal of lanes of traffic, a source confirms to CTV News Toronto.

Toronto District School Board reviewing field trip policy after students end up at protest

A field trip aimed at educating Toronto students about the plight of a northern Ontario First Nation ended with them taking part in a protest where pro-Palestinian slogans were shouted.

Murder suspect wrote 'I'm sorry' in blood on cell wall to Banff, Alta., stabbing victim, court hears

Defence counsel for accused murderer John-Christopher Arrizza argues he was in an “altered state of mind” due to days of drug and alcohol use, sleep deprivation and not eating, when he fatally stabbed a man at a Banff nightclub in 2022.

Calgary e-scooter injuries have experts preaching rider caution

Injury prevention experts are urging Calgarians to ride carefully as e-scooter crashes land hundreds of people in the hospital.

WEATHER | Cool and wet end to the week with frost likely overnight in central/southern Alberta

Friday will be cool and wet with intermittent showers likely through most of the day.

WATCH LIVE AT 1 P.M. | LeBreton Flats: 'Significant news' coming soon from NCC and Ottawa Senators

CTV News has learned “significant news” is coming Friday regarding ongoing discussions to build a new downtown arena for the Ottawa Senators.

Ottawa man, 34, dies in hospital after shooting in Heron Gate area

Police say a man, 34, who was taken to hospital in critical condition after being shot Thursday night has died.

Caribou: Guilbeault dangles the prospect of big money and invites Quebec to negotiate

Environment Minister Steven Guilbeault has invited his Quebec counterpart to the negotiating table to reach an agreement on caribou before Christmas. He noted that the province could benefit from hundreds of millions of dollars in funding to protect biodiversity.

DEVELOPING | Anti-2SLGBTQIA+ school policy protest to tie up west Edmonton traffic

Edmonton police are warning about traffic disruptions on Friday near the headquarters of the Alberta Teachers' Association, where a protest against the inclusion of sexual orientation and gender identity in school curricula will be taking place.

'Thank God we're alive': Apartment building evacuated due to fire

A mother and daughter say they woke up to flames encroaching on their third-floor apartment near Commonwealth Stadium early Friday morning.

WEATHER | Josh Classen's forecast: Autumn starts Sunday but feels like it's here today

The big weather story today won't really be rain, it'll be the cooler and breezier conditions.

N.S. woman with painful condition seeks MAID amid battle to fund surgical treatment

A Nova Scotia woman has applied for a medically assisted death, saying after years of battling to receive out-of-country surgery for an illness that causes "indescribable" pain, she struggles to maintain the will to live.

Maritime gas prices increase for first time in more than a month

Gas prices increased in all three Maritime provinces for the first time in more than a month.

Section of Herring Cove Road in Halifax closed to traffic after vehicle crashes into power poles

A section of Herring Cove Road in the Spryfield area of Halifax is closed to traffic in both directions following a single-vehicle collision Friday morning.

Man charged following fire that killed married couple: Winnipeg police

The Winnipeg Police Service (WPS) has made an arrest following a fire that claimed the lives of two people.

Manitoba RCMP searching for missing 6-year-old boy

Shamattawa RCMP are searching for a missing six-year-old boy who hasn’t been seen since Wednesday morning.

'They're dying up north': Possible parvovirus outbreak in Manitoba

A Winnipeg pet rescue is putting out a warning to dog owners across the city about a possible parvovirus in the province.

Face of Nutrien workforce changing after 65 years of potash production in Sask.

Driving into the tunnels of Nutrien's Rocanville mine, the largest potash mine in the world by production volume, feels like driving down a lonely highway in the middle of the night.

Emergency crews called to apparent collision in east Regina

Regina police, fire and EMS were called to what appeared to be a three vehicle collision in the east end of the city shortly before 9 a.m. Friday morning.

Ayr couple out almost $23K after closure of Kitchener pool store

Amber and Adam Brueckner have a pool-shaped hole in their backyard – and their wallets.

Missing family last seen in Kitchener, Ont. found safe

The missing family that was last seen in Kitchener, Ont. on Sept. 1 has been found safe, according to police.

Woman breaks into home, eats food and feeds dog: police

A 43-year-old Guelph woman is wanted after police say she broke into a house and made herself at home.

Sask. mother says gym teacher at private Christian school hit her 7-year-old in the head with a relay baton

A gym teacher at a private Christian school in Saskatoon has been charged. Terra MacEwan, 44, is charged with assault with a weapon. A Saskatoon mother who spoke with CTV News says her autistic son was MacEwan's victim.

Northern Ontario

Could ChatGPT soon be used as a diagnostic tool?

A research team in London is looking into whether or not ChatGPT can be used as a diagnostic tool for medical learners and clinicians.

Four teens rob north London store, assault employee

Police say just before 7:00 p.m. four teens entered a business in the 1000 block of Adelaide Street North.

Making LHSC more accessible

Hospital officials said it’s designed to ensure people of all abilities can access services, spaces, employment, and information in a way that meets their individual needs.

Several firearms stolen during break-in at Tiny Township home: OPP

Police are investigating after they say several firearms and other valuables were stolen from a home in Tiny Township.

Two Barrie men charged in connection with double homicide at Keswick park

Two men from Barrie have been charged after a deadly shooting at a park in Keswick on Wednesday.

Program offers schools cost-free field trip transportation

The Barrie Transit Field Trip Pass Program offers free elementary and high school transportation for students and teachers, removing the hassle of booking charter buses and managing the costs.

Windsor mom charged in drowning death of her 5-year-old child

Windsor police say a 25-year-old mother has been charged with the drowning death of her 5-year-old child in the family’s backyard pool.

Fight over text leads to arrest and charges in Chatham

On Thursday, just after 9:30 a.m., a man was found and taken to police headquarters, where he was released with conditions and a future court date.

Missing 66-year-old man found

A missing 66-year-old man has been found by Windsor police.

Vancouver Island

'Seems very political': Greater Victoria teachers surprised by ministerial order on student safety

In a rare move, the Greater Victoria School District Board of Education has been slapped with a ministerial order from the province requiring it to update a student safety plan – drawing concern around political posturing leading up to an election.

UBCM calls for province to pay for free transit for teenagers

The Union of B.C. Municipalities is asking the provincial government to make transit free for teenagers.

'Don't know where the animals came from': Runaway pigs rounded up in West Kelowna, B.C.

A pair of runaway pigs are in the custody of an animal sanctuary in the Okanagan after evading police and volunteers for hours earlier this week.

Video shows historic bridge in Kamloops, B.C., collapsing after fire

The Red Bridge, a historic landmark in Kamloops, B.C., was completely destroyed by fire early Thursday morning.

Pregnant pit bull with 10 puppies rescued from rat-infested B.C. home

Animal protection officers in British Columbia have rescued three pit bulls – including one that gave birth to 10 puppies – from a rat-infested home in Kelowna.

Second-degree murder charge laid after woman found dead in Oyen, Alta.

A Vulcan, Alta., man has been charged with a Lethbridge woman's murder after her body was found in the Oyen area.

Lethbridge couple has car stolen while waiting for an appointment

A Lethbridge couple got a good reminder as to why you should keep your vehicle doors locked at all times.

Lethbridge police to hold low-light shooting training exercise Wednesday and Thursday evening

Lethbridge residents who live near the police range can expect to hear plenty of shots fired Wednesday and Thursday.

Sault Ste. Marie

Health data show higher rates of some forms of cancer in Algoma district

A new community health profile in the Algoma District shows the area is significantly below provincial averages in a number of health metrics.

One person dead following North Bay industrial incident

North Bay Police Service says one person has died following an industrial accident at the Ontario Northland Transportation Commission Rail Yard on Tuesday.

Car trouble in northern Ontario results in drug bust

Three northern Ontario residents are charged with drug trafficking after the vehicle they were in got stuck along a bush road off Highway 17 on Monday.

Newfoundland and Labrador monitoring rise in whooping cough cases: medical officer

Newfoundland and Labrador's chief medical officer is monitoring the rise of whooping cough infections across the province as cases of the highly contagious disease continue to grow across Canada.

Dispute over unrecognized Inuit group halts major conference for Canadian North

A 16-year-old biennial event aimed at fostering business in the country's eastern Arctic and northern regions has been cancelled indefinitely as a dispute unfolds between Inuit in Canada and a Labrador group claiming to share their heritage.

Cow cuddling: Why a Newfoundland farm is offering quality time with these 'gentle creatures'

Jim Lester’s farm hopped on the cow-cuddling trend in early August, and his time slots have been pretty well sold out ever since.

Shopping Trends

The Shopping Trends team is independent of the journalists at CTV News. We may earn a commission when you use our links to shop.  Read about us.

Editor's Picks

19 things that are currently on our fall fashion wish list, 16 products that reviewers with anxiety swear by, little luxuries are important, so let me introduce you to a few hand creams that smell amazing, 19 essential tools and accessories everyone should have in their kitchen, 15 cleaning products from amazon canada that'll leave every inch of your home sparkling, 15 aesthetic organization products that won't be an eyesore in your home, 16 excellent, wish list-worthy gifts that cost less than $50, 15 of the best birthday gifts to give this month, 18 top-notch presents and gift add-ons that anyone would love to receive, 17 skincare products that reviewers swear improved their skin texture, the best gels, pomades, and waxes that'll keep your hair in place, canadians, ready your carts: amazon prime big deal days are on the way (and 20+ discounts you can snag already), from wayfair to walmart: here are the best deals you'll find online this weekend, from anthropologie to amazon: here are the best deals you'll find online this weekend, stay connected.

U.S. News takes an unbiased approach to our recommendations. When you use our links to buy products, we may earn a commission but that in no way affects our editorial independence.

The Best Travel Medical Insurance of 2024

Allianz Travel Insurance »

Seven Corners »

GeoBlue »

WorldTrips »

Why Trust Us

U.S. News evaluates ratings, data and scores of more than 50 travel insurance companies from comparison websites like TravelInsurance.com, Squaremouth and InsureMyTrip, plus renowned credit rating agency AM Best, in addition to reviews and recommendations from top travel industry sources and consumers to determine the Best Travel Medical Insurance Plans.

Table of Contents

• Allianz Travel Insurance
• Seven Corners

Buying travel insurance is a smart move for any type of trip, but you may not need a policy that covers everything under the sun. If you don't need coverage for trip cancellations or delays because you're relying on your travel credit card to offer these protections, for example, you may find you only need emergency medical coverage that works away from home.

Still, travel medical coverage varies widely based on included benefits, policy limits and more. If you're comparing travel insurance plans and hoping to find the best option for unexpected medical expenses, read on to learn which policies we recommend.

Frequently Asked Questions

The term travel insurance usually describes a comprehensive travel insurance policy that includes coverage for medical expenses as well as trip cancellations and interruptions, trip delays, lost baggage, and more. Meanwhile, travel medical insurance is coverage that focuses on paying for emergency medical expenses and other related care.

Travelers need international health insurance if they're visiting a place where their own health coverage will not apply. This typically includes all international trips away from home since U.S. health plans limit coverage to care required in the United States.

Note that if you don't have travel health insurance and you become sick or injured abroad, you'll be responsible for paying back any health care costs you incur.

Many travel insurance policies cover emergency medical expenses you incur during a covered trip. However, the included benefits of each policy can vary widely, and so can the policy limits that apply.

If you're looking for a travel insurance policy that offers sufficient protection for unexpected medical expenses, you'll typically want to choose a plan with at least $100,000 in coverage for emergency medical care and at least that much in protection for emergency medical evacuation and transportation.

However, higher limits can provide even more protection from overseas medical bills, which can become pricey depending on the type of care you need. As just one example, Allianz says the average cost of emergency medical evacuation can easily reach up to $200,000 or more depending on where you’re traveling.

Your U.S. health insurance policy almost never covers medical expenses incurred abroad. The same is true for most people on Medicare and especially Medicaid. If you want to ensure you have travel medical coverage that applies overseas, you should purchase a travel insurance plan with adequate limits for every trip. Read the U.S. News article on this topic for more information.

The cost of travel medical insurance can vary depending on the age of the travelers, the type of coverage purchased, the length of the trip and other factors. You can use a comparison site like TravelInsurance.com to explore different travel medical insurance plans and their cost.

• Allianz Travel Insurance: Best Overall
• Seven Corners: Best for Families
• GeoBlue: Best for Expats
• WorldTrips: Best Cost

Coverage for preexisting conditions is available as an add-on

Easy to purchase as needed for individual trips

Relatively low limits for medical expenses

No coverage for trip cancellations or trip interruption

• Up to $50,000 in emergency medical coverage
• Up to $250,000 in emergency medical evacuation coverage
• Up to $2,000 in coverage for baggage loss and damage
• Up to $600 in baggage delay insurance
• Up to $1,000 for travel delays
• Up to $10,000 in travel accident insurance
• 24-hour hotline assistance
• Concierge services

SEE FULL REVIEW »

Purchase comprehensive medical coverage worth up to $5 million

Coverage for families with up to 10 people

Low coverage amounts for trip interruption

Medical coverage options vary by age

• Up to $5 million in comprehensive medical coverage
• Up to $500,000 in emergency evacuation coverage
• Up to $10,000 in coverage for incidental trips to home country
• Up to $25,000 in coverage for terrorist activity
• Up to $500 in accidental dental emergency coverage
• Up to $100 per occurrence in coverage for emergency eye exams
• $50,000 in coverage for local burial or cremation
• 24/7 travel assistance
• Up to $25,000 in coverage for accidental death and dismemberment per traveler
• Up to $500 for loss of checked baggage
• Up to $5,000 for trip interruptions
• Up to $100 per day for trip delays
• Up to $50,000 for personal liability

Qualify for international health insurance with no annual or lifetime caps

Use coverage within the U.S. with select providers

Deductible from $500 to $10,000 can apply

Doesn't come with any nonmedical travel insurance benefits

• Up to $250,000 in coverage for emergency medical evacuation
• Up to $25,000 for repatriation of mortal remains
• $50,000 in coverage for accidental death and dismemberment

High limits for medical insurance and emergency medical evacuation

Covers multiple trips over a period of up to 364 days

Deductible of $250 required for each covered trip

Copays required for medical care received in the U.S.

• Up to $1,000,000 of maximum coverage
• Up to $1,000,000 for emergency medical evacuation
• Up to $10,000 for trip interruptions
• Up to $1,000 for lost checked luggage
• Up to $100 per day for travel delays
• Up to $25,000 in personal liability coverage
• Medical coverage for eligible expenses related to COVID-19
• Ability to add coverage for your spouse and/or child(ren)
• Repatriation of remains coverage up to overall limit
• Up to $5,000 for local burial or cremation 
• $10,000 to $50,000 for common carrier accidental death

Why Trust U.S. News Travel

Holly Johnson is an award-winning content creator who has been writing about travel insurance and travel for more than a decade. She has researched travel insurance options for her own vacations and family trips to more than 50 countries around the world and has experience navigating the claims and reimbursement process. In fact, she has successfully filed several travel insurance claims for trip delays and trip cancellations over the years. Johnson also works alongside her husband, Greg, who has been licensed to sell travel insurance in 50 states, in their family media business.

You might also be interested in:

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Vacations in Moscow

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When to book a vacation in Moscow

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• There are loads of types of vacations in Moscow and the cost will depend on what type of trip you’re taking and for how long you’d like to stay. Here are the latest prices for a 3 night trip for 2 travelers: Top vacation $420; Family vacation $340; Romantic vacation $687; Luxury vacation $512; Budget vacation $421.

Where to stay in Moscow

Moscow vacation information.

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Travel insurance claims for WestJet flights

If you submitted a claim for flight interruptions through your insurance provider, please fill out the form below.

Please be advised that your claim may take 4-6 weeks, and the information will be emailed directly to your travel insurance provider.

Guests travelling together on the same reservation, and have the same claim number can be included on the same form.

• Travel agent

Guest information

Please provide the first name of the guest travelling

Please provide the last name of the guest travelling

Please provide the address of the guest travelling

Flight and claim information

Additional guests.

Guests travelling together on the same reservation can be included on the same form.

Helpful links

• Advertising and promotions requests
• Estate and Power of Attorney claims for WestJet Rewards Accounts
• Sponsorship
• Travel insurance claims for WestJet vacations

• $89 annual fee – First year free
• 10,000 Aeroplan points after your first purchase
• 10,000 points when spending $1,000 in the first 90 days
• Earn 1 Aeroplan points per $1 spent on gas, groceries, and Air Canada purchases
• Earn 1 Aeroplan point per $1.50 on all other purchases

Welcome bonus and earn rate

The welcome bonus for the TD Aeroplan Visa Platinum has consistently been 20,000 Aeroplan points. You get 10,000 Aeroplan points after your first purchase and another 10,000 points when you spend $1,000 in the first 90 days of cardmembership. That welcome bonus can easily have a value of up to $400.

The regular earn rate on the TD Aeroplan Visa Platinum is 1 Aeroplan point per dollar spent on gas, groceries, and purchases made with Air Canada, including Air Canada Vacations. All other purchases earn you 1 Aeroplan point per $1.50 spent. For an entry-level card, that’s not bad.

Benefits and perks

Unlike the other TD Aeroplan credit cards, you don’t get any Air Canada benefits. That said, you do get some basic travel insurance (not medical or trip cancellation), purchase security, extended warranty protection and mobile device insurance.

Earn 50% more Aeroplan points at Starbucks

When you link your TD Aeroplan Visa Platinum Card to your Starbucks Rewards account, you’ll earn 50% more Stars and Aeroplan points. This is in addition to the Aeroplan points you’ll earn when paying for your purchase. If you’re new to Starbucks Rewards, you’ll get 200 Bonus Stars when making a qualifying purchase within 7 days of joining.

Save with Avis and Budget Rent a Car

When renting a car at Avis Rent a Car and Budget Rent a Car locations in Canada and the U.S, you’ll save at least 10% on base rates when paying with your TD Aeroplan Visa Platinum Card. International locations offer a minimum of 5% off base rates.

TD Aeroplan Visa Platinum travel insurance

• Flight/trip delay – up to $500 / 4 hours
• Delayed and lost baggage – up to $1,000 / 6 hours
• Common carrier travel accident – $500,000
• Hotel/motel burglary – $2,500
• Auto rental collision/loss damage – 48 consecutive days / $65,000

Although the TD Aeroplan Visa Platinum Card comes with some decent extended travel insurance, it lacks travel medical insurance, which is very disappointing. That said, most entry-level travel cards don’t typically give you even this much insurance, so some would argue that this travel insurance package is great.

Mobile device insurance

When you charge the full cost of your mobile device (cellphone or tablet) to your TD Aeroplan Visa Platinum Card, you get mobile device insurance for up to $1,000. This insurance covers loss, theft, damage, or mechanical breakdown. If you’re getting your device on a subsidized plan, then you need to charge the full amount of your monthly bill to your card for your insurance to apply.

Purchase insurance

• Purchase security – 90 days
• Extended warranty – Up to one additional year

Purchase security protects your purchases from loss, theft, and damage for up to 90 days. As for the extended warranty, the manufacturer’s warranty for any of your purchases is doubled up to one additional year.

How to redeem your points

The TD Aeroplan Visa Platinum earns you Aeroplan points, so all your redemptions. Fortunately, you get a lot of options with Aeroplan since you can use your points for flights, hotels, car rentals, vacation packages and even cruises.

With Aeroplan, you can book any available seat on Air Canada with no blackout dates. Since Aeroplan flies to 1,300+ destinations and has more than 45 airline partners, you can get almost anywhere in the world on points. The downside of Aeroplan is that it uses dynamic pricing. That’s where the number of points required for a flight will change based on supply and demand. Obviously, more popular flights will cost you more points (or cash).

Generally, 1 Aeroplan point is typically worth 1.5 – 2 cents each. When looking up flight rewards, if you can find something in that range, it’s worth using your points. If the redemptions have a value below that threshold, you’re better off paying cash and saving your points.

TD Aeroplan Visa Platinum eligibility

• You’re a Canadian resident
• You’re the age of majority in the province or territory in which you reside

There is no minimum income requirement to be considered for this card. Although there’s also no posted credit score, it’s recommended that yours be at least 660 before applying for the card.

How the TD Aeroplan Visa Platinum compares

As an entry-level Aeroplan/travel credit card, the TD Aeroplan Visa Platinum Card has a lot of competition. That said, there are three other cards I recommend comparing to.

TD Aeroplan Visa Platinum vs. CIBC Aeroplan Visa Card

The closest competition to the TD Aeroplan Visa Platinum is th e CIBC Aeroplan Visa Card . Both cards have the exact same earning rate, but the CIBC card has no annual fee. That said, the TD card has a higher welcome bonus and comes with some travel insurance (no travel medical)

TD Aeroplan Visa Platinum vs. WestJet RBC Mastercard

It’s not exactly apples-to-apples, but you could also compare the TD Aeroplan Visa Platinum to the WestJet RBC Mastercard . The earning rate for the WestJet card is 1.5% back in WestJet dollars on WestJet flights or WestJet Vacations packages, and 1% on all other purchases. In addition, you get a free annual companion vouche r, starting at $199, which has a lot of value. If you fly WestJet more often than Air Canada, this may be a better choice.

TD Aeroplan Visa Platinum vs. American Express Green Card

When considering any no fee travel credit card, the American Express Green Card needs to be in the conversation. With this card, you earn a straight 1 American Express Membership Rewards point per dollar spent on all purchases, which is arguably a better earning rate than what the TD card offers. More importantly, you can redeem 1,000 points for a $10 statement credit or you can transfer your points to Aeroplan at a 1:1 ratio. That means you can use your points for any type of travel booked or you can transfer them to Aeroplan when you find a good redemption.

Final thoughts

My TD Aeroplan Visa Platinum review is positive. This card is ideal for people in the following situations:

• You want to earn Aeroplan points – You’ll earn Aeroplan points on almost all your purchases with this card.
• You bank with TD – If you have an All-Inclusive Banking Plan, you can get the annual fee for this card waived each year.
• You don’t have a high income – There’s no minimum income requirement for this card.

Although you don’t get any Air Canada benefits with this card, you’ll earn Aeroplan points on all eligible purchases. Aeroplan is arguably the best travel rewards loyalty program in the country, so having a credit card that earns you Aeroplan points can help you save on travel in the future.

About Barry Choi

Barry Choi is a Toronto-based personal finance and travel expert who frequently makes media appearances. His blog Money We Have is one of Canada’s most trusted sources when it comes to money and travel. You can find him on Twitter: @barrychoi

Good review, thanks Barry!

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