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New Caledonia

Latest update.

Reconsider your need to travel to New Caledonia due to ongoing civil unrest and travel disruptions.

New Caledonia.pdf (PDF 875.64 KB)

Pacific (PDF 1.27 MB)

Local emergency contacts

Fire and rescue services.

Call 18.

Medical emergencies

Call 15 or go directly to the medical centre or hospital.

Call 17 or contact the nearest police station or gendarmerie.

Maritime emergencies

Call 16 or radio on VHF 16 – Inmarsat – MMSI.

Advice levels

Reconsider your need to travel to New Caledonia.

• We continue to advise reconsider your need to travel to New Caledonia due to ongoing civil unrest and travel disruptions. Political tensions and unrest may increase at short notice. Avoid areas where violence occurs and be alert to personal safety risks. There’s an increased police and security presence.
• Security incidents, including arson and carjacking continue across the country. Political demonstrations and protests may turn violent at short notice. There's a nationwide curfew in place nightly between 10pm and 5am. Essential services are impacted. Continue to follow the advice of local authorities. 
• Australian officials have been advised to follow heightened security measures, including while travelling through New Caledonia. 
• You can access La Tontouta International Airport by road. This can change at short notice. Roads have been damaged, and many have blockades in place. You'll need to assess your situation before travelling. Follow the advice of local authorities.
• Aircalin and Qantas are operating a limited number of flights each week. Schedules can change at short notice. Check with your airline (website and social media pages) for the most up-to-date information and contact the airline as required. Tontouta International Airport also provides information on its website and Facebook page , including on registered private transport companies . 
• Australians needing emergency consular assistance should contact the Australian Government's 24-hour Consular Emergency Centre on +61 2 6261 3305 (from overseas) or 1300 555 135 (within Australia). The  Australian Consulate-General in Noumea is open during normal business hours.
• If you require emergency medical care, call 15, and duty doctors will assess whether they will send a doctor or ambulance or advise alternative medical care for you. 
• Car theft, vehicle break-ins and household break-and-enters occur. Look after your belongings and always lock your car and accommodation.
• Cyclone season is from November to May, but cyclones and severe weather can occur at any time. They can cause landslides and flooding and may disrupt essential services. For more information read the  New Caledonia's cyclone alert system website (in French).
• New Caledonia can experience earthquakes, tsunamis and bushfires. A tsunami can arrive within minutes of a tremor or earthquake. Monitor the websites of the  New Caledonian Department of Emergency Management  (in French with safety instructions in English for cyclone alert levels) and the  New Caledonian Weather Bureau  (in French) for updates. Your tour operator or accommodation provider may also be able to provide advice.
• The  Consular Services Charter  details what the Australian Government can and can't do to help you overseas.
• For consular assistance in New Caledonia, contact the  Australian Consulate-General in Noumea

Full travel advice:  Safety

• Insect-borne diseases such as  Dengue ,  Chikungunya  and  Zika  are risks in New Caledonia. ​Ensure your accommodation is insect-proof, and use insect repellent. If you're pregnant, discuss the risks of Zika virus with your doctor before you travel. 
• Outbreaks of Leptospirosis  are common, especially after heavy rain. Wear closed-in shoes. Avoid swimming in rivers or muddy water. Store food in enclosed containers and use a straw when drinking from cans.
• Other foodborne, waterborne, parasitic and infectious diseases occur. These include influenza, scabies and conjunctivitis. Get treatment if you have itchiness or skin lesions. In rural areas, drink boiled or bottled water. Tap water is generally safe to drink in towns.
• The standard of medical facilities in Noumea is high, but those in outlying areas are basic. Medical treatment is expensive. Search and rescue facilities are limited. Some parts of New Caledonia don't have mobile phone coverage. Ensure your travel insurance covers all your medical conditions and medical evacuation.

Full travel advice:  Health

• Understand the local laws. New Caledonia is an overseas territory of France. A mix of French and local laws apply. You must always have photo identification with you. 
• Under French marriage equality law, same sex marriage is legal in New Caledonia. New Caledonia remains socially conservative and visible same-sex relationships are not widely accepted outside Noumea. 
• Outside of tourist areas, standards of dress and behaviour are conservative. Dress and behave appropriately.
• You need permission from customary authorities to visit certain areas. If in doubt, follow local advice.

Full travel advice:  Local laws

• You likely won't need a visa for a tourist visit of up to 3 months. However, the total length of your stay must not exceed a total of 90 days over a period of 180 days (6 months). Entry and exit conditions can change at short notice. Contact the  Consulate-General of France in Sydney or the Embassy of France  for the latest details.
• International passenger flights to and from New Caledonia may be suspended with little or no warning.
• Travel insurance is mandatory for entry to New Caledonia.
• Entry protocols apply to private sailboats and cruise ships visiting New Caledonia. All immigration procedures have to be completed in Noumea, with some approvals required prior to arrival.

Full travel advice:  Travel

Local contacts

• For consular assistance in New Caledonia, contact the  Australian Consulate-General in Noumea .

Full travel advice:  Local contacts

Full advice

Civil unrest and political tension, security situation.

We continue to advise reconsider your need to travel to New Caledonia due to ongoing civil unrest and travel disruptions. Political tensions and unrest may increase at short notice. There’s an increased police and security presence.

Security incidents, including arson and carjacking continue across the country. Political demonstrations and protests may turn violent at short notice. There's a nationwide curfew in place between 10pm and 5am. Essential services are impacted.

Australian officials have been advised to follow heightened security measures, including while travelling through New Caledonia.

You can access La Tontouta International Airport by road. This can change at short notice. Roads have been damaged, and many have blockades in place. You'll need to assess your situation before travelling. Follow the advice of local authorities. You can make your own way to the airport or hire the services of a registered transport company (Tontouta International Airport link to registered private transport companies -  Navettes | CCI Nouvelle-Calédonie Aéroports ).

Aircalin and Qantas are operating a limited number of flights each week. Schedules can change at short notice. Check with your airline (website and social media pages) for the most up-to-date information and contact the airline as required. Tontouta International Airport also provides information on its website and Facebook page .

Australians needing emergency consular assistance should contact the Australian Government's 24-hour Consular Emergency Centre on +61 2 6261 3305 (from overseas) or 1300 555 135 (within Australia).

If you require urgent medical care, call 15. Duty doctors will assess whether they will send a doctor or ambulance or advise alternative medical care for you.

Demonstrations and protests

There's an ongoing risk of politically motivated protests and civil unrest.

Demonstrations and protests and other events that draw large groups of people can quickly turn violent. 

To protect yourself:

• avoid demonstrations, public gatherings and roadblocks
• monitor the media and other sources for potential unrest
• follow the advice of local authorities

Politically-motivated protests, strikes and industrial disputes can lead to social unrest. They often disrupt essential services, including:

• local transport
• domestic flights
• international flights

If there's a protest or strike:

• check for up-to-date flight information before going to the airport
• ask your tour operator if it affects tourist services
• follow the instructions of local authorities

Demonstrations and protests may increase in the days leading up to and on days of national or commemorative significance. These include: 

• New Caledonia Day (24 September)
• 13th of each month (the anniversary of the 13 May protests)

More information:

• Demonstrations and civil unrest

Swimming safety

Several shark attacks occurred in 2023. A fatal attack claimed the life of an Australian tourist in February at Chateau Royal Beach, following two similar attacks at the same beach in January and February, which resulted in life-threatening injuries.

Shark-proof nets have been installed in Noumea at sections of the Baie des Citrons and Chateau Royal-Meridien beaches. Watersports and swimming outside of these areas are permitted on an “own risk” basis. 

Both beaches are patrolled daily by lifeguards from 8.45am to 5pm during December to April and from 8.45am to 4pm during May to November. Chateau Royal-Meridien beach is open only during lifeguard surveillance hours. See the  Noumea Town Hall website (in French) for any updates on the lifeguard surveillance hours. Follow the advice and instructions of local authorities at all times.

More information on understanding shark safety in New Caledonia is available on the  New Caledonia Tourism  website (in English). 

Beaches in New Caledonia may be closed at short notice due to bad weather, shark sightings or during shark-catching campaigns. A red flag with a shark logo means beaches have been closed due to a shark sighting or shark-related incidents. Be alert to warning signs and follow the advice of local authorities at all times.

Beach evacuation procedures in New Caledonia may be less developed than those in Australia.

New Caledonia Tourism  advises visitors to:

• avoid areas where it is risky to swim, including ports, boat moorings, marinas, murky waters near drainage outlets or river mouths, and the Nouville Peninsula area in Noumea
• avoid swimming after periods of heavy rain or other weather events that agitate the water
• avoid swimming at dawn and dusk
• swim close to shore
• only swim at patrolled beaches that use a flag system. 

Patrolled beaches use the following flag system:

• Green flag: supervised swimming and no particular danger
• Orange flag: supervised swimming but dangerous conditions
• Red flag: swimming is prohibited
• A red flag with a shark logo: the beach has been closed due to a shark sighting or shark-related incident.

More Information:

• Water sports and activities
• Rescue and Surveillance Operational Center of New Caledonia (COSSNC) with information (in French) on shark risk .

Tours and adventure activities

Transport and tour operators don't always follow safety and maintenance standards. This includes adventure activities, such as scuba diving.

If you plan to do a tour or  adventure activity :

• check if your travel insurance policy covers it
• ask about and insist on minimum safety requirements
• always use available safety gear, such as life jackets or seatbelts

If proper safety equipment isn't available, use another provider.

Roadside security incidents can occur suddenly. Dangerous incidents include:

• stone-throwing

Major routes have been affected.

Local authorities can close major roads without warning.

Petty crime

Car theft, vehicle break-ins, petty thefts and household break-and-enters occur.

Drink spiking can happen. If you're drugged, you'll be more vulnerable to theft and  assault .

To protect yourself from petty crime:

• look after your belongings when you're in public
• lock your car, hide your belongings and keep windows up
• don't leave food or drinks unattended
• never accept drinks, food, gum or cigarettes from strangers or new friends
• Partying safely

Cyber security 

You may be at risk of cyber-based threats during overseas travel to any country. Digital identity theft is a growing concern. Your devices and personal data can be compromised, especially if you're connecting to Wi-Fi, using or connecting to shared or public computers, or to Bluetooth. 

Social media can also be risky in destinations where there are social or political tensions or laws that may seem unreasonable by Australian standards. Travellers have been arrested for things they have said on social media. Don't comment on local or political events on your social media. 

More information:  

• Cyber security when travelling overseas  

Kidnapping can happen anywhere, anytime, including in destinations that are typically at lower risk.   

The Australian Government's longstanding policy is that it doesn't make payments or concessions to kidnappers.  

More information:  

• Kidnapping  

Terrorism is a threat worldwide. Terrorist attacks could occur anywhere and at any time. Be alert to possible threats, especially in public places. Terrorists may target tourist areas or other places frequented by foreigners and where large crowds may gather.

Climate and natural disasters

New Caledonia experiences  natural disasters  and  severe weather , such as:

• earthquakes  and  tsunamis

The  New Caledonian Department of Emergency Management (Sécurité Civile – DSCGR)  (in French) responds to natural disasters and severe weather. Safety instructions are available in English for cyclone alert levels. 

A free crisis hotline is activated if there's a natural disaster or emergency. The emergency hotline is +687 05 05 05 (French). Your tour operator or accommodation provider may also provide timely advice.

To protect yourself if a natural disaster occurs:

• secure your passport in a safe, waterproof location
• monitor local media and other sources
• keep in contact with friends and family

Get weather reports and disaster updates:

• Météo France Nouvelle-Calédonie  (in French)
• Fiji Meteorological Service
• Australian Bureau of Meteorology
• Global Disaster Alert and Coordination System
• Joint Typhoon Warning Center, US Navy

Follow the advice on staying safe when there's a natural disaster .

If you're travelling during cyclone season or after a natural disaster, contact your airline or tour operator to check if services are affected.

Cyclones and severe weather

Cyclone season is from November to May, but cyclones and severe weather can occur at other times.

The direction and strength of cyclones can change suddenly.

Cyclones and severe weather can bring:

• flooding waves on shore areas
• flooding and landslides
• disruptions to infrastructure and essential services

If there's a cyclone or severe tropical storm:

• you may get stuck in the area
• flights could be delayed or suspended
• available flights may fill quickly
• access to seaports could also be affected
• adequate shelter may not be available

New Caledonia has a 4-phase cyclone alert system:

1. PRE-ALERT: potential cyclone activity in the weather observation zone of New Caledonia — follow weather forecasts and bulletins ( Emergency Management New Caledonia - Pre-Alert instructions in English )

2. ALERT 1: a cyclone is approaching and may reach New Caledonia in the next 18 hours — prepare for a cyclone ( Emergency Management New Caledonia - Alert 1 instructions in English )

3. ALERT 2: a cyclone will hit New Caledonia in less than 6 hours — protect yourself and stay indoors ( Emergency Management New Caledonia – Alert 2 instructions in English ) 

4. SAFEGUARD PHASE: a cyclone is moving away — remain alert ( Emergency Management New Caledonia – Safeguard Phase instructions in English ) 

If a cyclone is approaching:

• know the evacuation plan for your hotel or cruise ship
• identify your local shelter
• monitor  New Caledonian Department of Emergency Management (Sécurité Civile - DSCGR)  (in French) with safety instructions in English for cyclone alert levels
• monitor  Météo France Nouvelle-Calédonie  (in French) for  cyclone updates
• monitor local radio

Once the SAFEGUARD PHASE is announced:

• take care leaving your shelter
• look out for debris
• avoid fallen electrical wires

Flooding and mudslides

Heavy rains can cause flooding and mudslides. These can lead to:

• deaths and injuries
• destruction of property
• evacuations

Earthquakes and tsunamis

New Caledonia occasionally experiences  earthquakes  and  tsunamis .

Tsunamis can happen within minutes of a nearby tremor or earthquake.

Ask your tour operator, host or accommodation provider about local procedures and what to do during an earthquake.

Tsunami risks are higher:

• in the East Coast
• in the Loyalty Islands
• in the Isle of Pines

To prepare yourself for earthquakes and tsunamis, you can:

• subscribe to tsunami alerts from the  Global Disaster Alert and Coordination System
• get earthquake updates from the  US Geological Service
• get tsunami updates from the  US Tsunami Warning Center

If there's an earthquake or tsunami:

• monitor tsunami updates
• move to higher ground if you're in a coastal or low-lying area

If you're near the coast, move immediately to high ground if advised by local authorities or if you:

• feel a strong earthquake that makes it hard to stand up
• feel a weak, rolling earthquake that lasts a minute or more
• see a sudden rise or fall in sea level
• hear loud and unusual noises from the sea

Don't wait for official warnings such as alarms or sirens.

Once on high ground, monitor local media.

After an earthquake:

• expect aftershocks
• be prepared for delays and changes to your travel plans
• ask your travel agent and tour operators to confirm travel services and accommodation bookings
• New Caledonian Department of Emergency Management (Sécurité Civile – DSCGR) Earthquake information  (in French)
• New Caledonian IRD (French National Research Institute for Sustainable Development) seismological network  (in English)
• New Caledonian Department of Emergency Management (Sécurité Civile – DSCGR) Tsunami information  (in French)

New Caledonia can experience  bushfires .

Bushfires usually occur from September to February. They can occur in other months.

To protect yourself from bushfires:

• look and listen out for bushfire warnings
• New Caledonian Department of Emergency Management (Sécurité Civile - DSCGR) Bushfire information  (in French)

Travel insurance

Travel insurance is mandatory for entry to New Caledonia and must cover all medical and hospitalisation expenses and repatriation costs, including medical evacuation. The Australian Government won't pay for these costs.

You may need to present your travel insurance certificate when departing for and arriving in New Caledonia.

Medical costs are high. For example:

• an intensive care bed could cost more than $A5,500 per day
• ambulance transfers can cost over $A1,250
• a helicopter evacuation within New Caledonia costs over $A6,500

Get comprehensive  travel insurance  tailored to your mode of transport (e.g. cruise ship) and region of travel before you leave. Ensure your travel or medical insurance covers you for existing conditions and medical evacuation.

If you can't afford travel insurance, you can't afford to travel. This applies to everyone, no matter how healthy and fit you are.

If you're not insured, you may have to pay many thousands of dollars up-front for medical care and more for your return to Australia with medical assistance.

• what activities and care your policy covers
• that your insurance covers you for the whole time you'll be away

Cruise ship evacuations

Australians have been evacuated from cruise ships in New Caledonia (Noumea, Loyalty Islands or Isle of Pines) to Noumea by air ambulance and then taken by road ambulance to Gaston Bourret public hospital in Dumbea or to Kuindo-Magnin private clinic in Noumea. Some insurance claims have been refused, often due to pre-existing conditions. Many international  cruises  stopover in New Caledonia. To reduce your risks if you plan to travel on a cruise ship:

• check the onboard medical facilities are suitable
• understand the costs of onboard medical treatment
• buy travel insurance that covers your circumstances
• French High Commission in New Caledonia  (in French)
• New Caledonia Tourism , including  visas and entry requirements  (in English) 

Physical and mental health

Consider your physical and mental health before you travel, especially if you have an existing medical condition.

See your doctor or travel clinic to:

• have a basic health check-up
• ask if your travel plans may affect your health
• plan any vaccinations you need

Do this at least 8 weeks before you leave.

If you have immediate concerns for your welfare or the welfare of another Australian, call the 24-hour Consular Emergency Centre on +61 2 6261 3305 or contact your nearest  Australian Embassy, High Commission or Consulate  to discuss counselling hotlines and services available in your location.

• General health advice
• Healthy holiday tips  (Healthdirect Australia)

Medications

Not all medication available over the counter or by prescription in Australia is available in other countries. Some may even be considered illegal or a controlled substance, even if prescribed by an Australian doctor.

If you plan to bring medication, check with relevant authorities if it's legal in New Caledonia. Take enough legal medication for your trip.

Carry a copy of your prescription or a letter from your doctor stating:

• what the medication is
• Your required dosage
• that it's for personal use
• Consulate-General of France in Sydney  including information on customs and  medicine for personal use
• French Customs Directorate in New Caledonia  with  information for travellers , including  authorised goods  and customs regulations applicable to  private yachts  (all in French)

Health risks

Insect-borne diseases.

Insect-borne diseases such as  Dengue ,  Chikungunya  and  Zika  are a risk in New Caledonia, especially in the warmer and wetter months.

If you're pregnant, the Australian Department of Health and Aged Care recommends you:

• discuss travel plans with your doctor
• consider deferring non-essential travel to Zika-affected areas

To protect yourself from disease:​ ​

• make sure your accommodation is insect-proof
• use insect repellent
• wear long, loose, light-coloured clothing

Get medical advice if you have a fever, muscle pain, a rash, diarrhoea or a severe headache.

• Health Department of New Caledonia (Direction des Affaires Sanitaires et Sociales - DASSNC)  (in French)
• DASSNC disease-specific information and reporting procedures , including  DASSNC Health Diseases  (in French)
• Infectious diseases

Leptospirosis

Small outbreaks of  leptospirosis  are common. More serious outbreaks can happen after heavy rainfall.

To protect yourself against leptospirosis:

• wear closed-in shoes
• avoid swimming in rivers or muddy water
• store food in enclosed containers
• don't drink straight from cans — use a straw
• remove rubbish from around your home

Other health risks

Waterborne, foodborne, parasitic and other infectious diseases occur. These include: 

• conjunctivitis
• COVID-19  (Australian Department of Health and Aged Care)
• Actualité COVID-19 | Gouvernement de la Nouvelle-Calédonie  (in French)

It's generally safe to drink tap water in towns.

To protect yourself from illness:

• drink boiled water or bottled water with sealed lids in rural areas
• attend to symptoms, such as itchiness and skin wounds
• avoid raw and undercooked food, such as salads
• Health Department of New Caledonia (Direction des Affaires Sanitaires et Sociales – DASSNC)  (in French)
• Infectious diseases  

Medical care

Medical facilities.

The standard of medical facilities in New Caledonia is generally high. However, search and rescue facilities are limited. The difficult terrain limits quick access.

During a crisis, some medical facilities may be closed. Access may also be difficult or restricted, including opening hours of emergency wards. Check the websites and Facebook pages of these facilities for the most up-to-date information. If you require urgent medical care, call 15. Duty doctors will assess whether they will send a doctor or ambulance or advise alternative medical care for you. You may be taken to the hospital or advised how to make your way to the nearest medical centre or hospital.

Mobile pho ne coverage may be limited in some parts of the main island. Mobile network coverage is available on the  New Caledonian Postal and Telecommunications Directorate  (OPTNC).

In the Southern Province:

• Centre Hospitalier Territorial (CHT) Gaston Bourret  (in French) is the main public facility at the Koutio Medipole in Dumbea, and their emergency ward is open 24/7.
• Clinique Kuindo-Magnin  (in French) is the main private facility in the suburb of Nouville in Noumea, and their emergency ward is open daily from 7am to 11pm.

In the Northern Province, the main public hospitals are:

• Koumac (Hôpital Paula-Thavoavianon)  – has emergency, general medical and mid-wife services.
• Poindimié (Hôpital Raymond Doui-Nebayes)  – has general, physical and rehabilitation, continuing care services.
• Koné (Pôle Sanitaire du Nord)  – has emergency, general medical, surgery, anaesthesia, maternity, operations, day-care and continuing care services.

The only decompression chamber is in Noumea ( SCADEM - Travaux sous-marin Nouvelle-Calédonie  (in French)).

Many popular dive sites are on other islands. If there's an accident, it may take several hours to reach medical facilities.

Medical costs are high. Make sure your insurance covers medical evacuation and your planned activities.

You're subject to all local laws and penalties, including those that may appear harsh by Australian standards. Research local laws before travelling.

If you're arrested or jailed, the Australian Government will do what it can to help you under our  Consular Services Charter . But we can't get you out of trouble or out of jail.

New Caledonia is an overseas territory of France. A mix of French and local laws apply.

• Travel advice for France

Penalties for drug offences, even small amounts, include fines and imprisonment. 

• Carrying or using drugs

Proof of identity

You must always carry ID.

LGBTQIA+ information

Under French law, same-sex marriage is legal in New Caledonia.

However, outside Noumea, you may encounter more conservative attitudes.

• Advice for LGBTQIA+ travellers

Australian laws

Some Australian criminal laws still apply when you're overseas. If you break these laws, you may face prosecution in Australia.

• Staying within the law and respecting customs

Dual citizenship

France recognises dual citizenship.

• Dual nationals

Local customs

Outside of tourist areas, dress and behaviour standards are conservative. Take care not to offend.

Visits to certain areas, including popular fishing and maritime areas, may require prior authorisation from the relevant customary authorities.  This is carried out through engaging in a 'coutume' (customary acknowledgement gesture). 

• North Province Tourism Group, Custom  (in French)
• New Caledonia Tourism – Traditions, Customs and Etiquette  (in English)

Visas and border measures

Every country or territory decides who can enter or leave through its borders. For specific information about the evidence you'll need to enter a foreign destination, check with the nearest embassy, consulate or immigration department of the destination you're entering. 

You likely won't need a visa for a tourist visit of up to 3 months. However, the total length of your stay must not exceed a total of 90 days over a period of 180 days (6 months). 

You may need to show proof of:

• sufficient money for your stay
• return or onward travel ticket
• adequate travel or health insurance covering medical and hospitalisation expenses as well as any repatriation costs, including medical evacuation
• the purpose of your visit

In other situations, you'll need a visa issued by the  French representations in your country of residence  and, subject to your circumstances, a work permit issued by the Government of New Caledonia. Further information is also available (in French) on the French High Commission in New Caledonia website.

New Caledonia is an overseas territory of France.

Contact the Consulate-General of France in Sydney or the Embassy of France in Canberra  for up-to-date information on visa requirements. 

Border measures

Check with your airline or travel provider on minors' travel regulations, including those travelling unaccompanied.

Entry protocols apply to private sailboats and cruise ships visiting New Caledonia. All immigration procedures must be completed in Noumea, with some approvals required before arrival. During a crisis, arrivals by sea may be prohibited or restricted by local authorities. Private sailboats must contact the Maritime Rescue Coordination Centre (MRCC) for clearance to come to New Caledonia, with Noumea being the mandatory port of entry.  Contact your airline, cruise line, local port agent, tour operator or local employer, for the latest updates. 

• French High Commission in New Caledonia  with entry conditions to New Caledonia by foreign nationals (in French).
• Rescue and Surveillance Operational Center of New Caledonia (COSSNC) with up-to-date information (in English) for private sailboats .

Other formalities

Some goods aren't allowed in New Caledonia.  Other goods require specific approvals or other formalities.

• New Caledonian Department for Animal, Food and Rural Affairs  (Direction des Affaires Vétérinaires, Alimentaires et Rurales – DAVAR) including  Information for travellers  (both in French) and a  list of products not requiring import permit or biosecurity-sanitary certificates  (in English).
• Customs Directorate in New Caledonia , including information for travellers  arriving by air  or on  private yacht  (all in French)

Some countries won't let you enter unless your passport is valid for 6 months after you plan to leave that country. This can apply even if you're just transiting or stopping over.

Some foreign governments and airlines apply the rule inconsistently. Travellers can receive conflicting advice from different sources.

You can end up stranded if your passport is not valid for more than 6 months.

The Australian Government does not set these rules.   Check your passport's expiry date before you travel with the  French authorities in Australia . If you're not sure it'll be valid for the required period, consider getting  a new passport . 

Lost or stolen passport

Your passport is a valuable document. It's attractive to people who may try to use your identity to commit crimes.

Some people may try to trick you into giving them your passport. Always keep it in a safe place.

If your passport is lost or stolen, tell the Australian Government as soon as possible.

• In Australia, contact the  Australian Passport Information Service .
• If you're overseas, contact the nearest  Australian embassy or consulate .

Passport with ‘X’ gender identifier 

Although Australian passports comply with international standards for sex and gender, we can’t guarantee that a passport showing 'X' in the sex field will be accepted for entry or transit by another country. Contact the nearest  embassy, high commission or consulate of your destination  before you arrive at the border to confirm if authorities will accept passports with 'X' gender markers. 

• LGBTQIA+ travellers  

The local currency is the Pacific Franc (XPF).

Declare all amounts over 10,000 euros (or equivalent) on arrival and departure. This covers all forms of currency, not only cash.

Australian dollars are accepted by some businesses.

Change Australian dollars for XPF at banks and authorised exchange bureaus.

There are ATMs and credit card facilities in Noumea and other major centres.

Take enough cash if you're travelling to remote areas.

• New Caledonia Currency | New Caledonia Tourism & Travel  (in English)

Local travel

New Caledonia Tourism  provides information on getting around New Caledonia by road, air and sea.

Travel disruptions

Industrial and political disputes, as well as strikes, can cause disruptions to essential services, including transport links. Monitor the media and follow the advice of local authorities (see  Safety ).

Road travel

You can drive in New Caledonia on a valid Australian driver's licence for up to one year after arrival.

To find out about driver's licences and driving regulations:

• Visit the  New Caledonian Department of Infrastructure and Land Transport , including information on  foreign licences  (in French)
• Visit the  New Caledonian Public Service  website, which includes information on alcohol limits.

On the road:

• drivers may be unlicensed or drunk
• vehicles may be poorly maintained
• vehicles may be uninsured

You could encounter:

• carjackings

These incidents are uncommon but dangerous (see  Safety ).

Leave the area quickly and safely if stones are thrown at your car.

If you plan to drive:

• check your travel insurance covers it
• learn local traffic laws and practices
• keep your car windows up and doors locked
• don't drink and drive
• Driving or riding

Motorcycles

Make sure your travel insurance covers you when using a motorbike, quad bike or similar vehicle.

Always wear a helmet.

Hire a taxi from a taxi rank or make a phone booking. Book your taxi in advance. Long delays are common. Some taxis may decline going to certain geographic areas.

In Noumea, taxi rank locations and tariffs are available on the website of the  Southern Province Tourism Office  (in French). The Noumea Central Taxi number +687 28 35 12 is available for bookings 24/7.

You can only hail a taxi from the street in Noumea if it's located more than 100 metres from a taxi rank.

Some taxis only accept cash. Others may accept payment by credit card.

Other municipalities in New Caledonia have taxi services. Check the website of the  relevant city hall (municipality) from the New Caledonian Government website  for further information.

Public transport

New Caledonia Tourism provides information on  all transport services  available (in English), 

Buses operate throughout Grande Terre (the main island). Check the Taneo bus services' website  and Facebook  page (in French) for the most up-to-date information as services are currently suspended until further notice. Maritime shuttles may be put in place during a crisis, monitor the Taneo website and Facebook page for further information.

On other islands,  public transport  is limited.

Passenger ferries run from Noumea to:

• Île des Pins
• Maré, Lifou and Ouvéa in the Loyalty Islands

Many international  cruises  stopover in New Caledonia. See  Health

• Travelling by boat

DFAT doesn't provide information on the safety of individual commercial airlines or flight paths.

Check  New Caledonia's air safety profile  with the Aviation Safety Network.

For information on domestic flights, check the Air Caledonie Facebook  and website .

Emergencies

Depending on what you need, you should contact your:

• family and friends
• travel agent
• insurance provider

Call 15 - duty doctors will assess whether they will send a doctor or ambulance or advise alternative medical care for you. You may be taken to the hospital or advised how to make your way to the nearest medical centre or hospital.

Call 17 or 1022 or contact the nearest police station or gendarmerie.

Always get a police report when you report a crime.

Your insurer should have a 24-hour emergency number.

Consular contacts

Read the  Consular Services Charter  for what the Australian Government can and can't do to help you overseas.

For consular assistance in New Caledonia, contact the Australian Consulate-General in Noumea.

Australian Consulate-General, Noumea

Norwich Building Level 2 11 rue Georges Baudoux Artillerie, Noumea, New Caledonia Phone: (+687) 27 24 14 Consular assistance email:  [email protected] Website:  noumea.consulate.gov.au Facebook:  Australia in New Caledonia and Wallis and Futuna Twitter:  @AusCGNoumea

The public telephone line (+687 27 24 14) and consular assistance mailbox of the Australian Consulate-General in Noumea ( [email protected] ) are monitored regularly during business hours (Monday to Friday, 9am to 4pm, except public holidays).

Outside of office hours, if you require urgent consular assistance, please follow the prompts (details below) to be connected to the 24/7 Consular Emergency Centre in Canberra.

Check the Consulate-General website for details about opening hours, any temporary closures and other information useful to your circumstances.

24-hour Consular Emergency Centre

In a consular emergency, if you can't contact the Consulate-General, call the 24-hour Consular Emergency Centre on:

• +61 2 6261 3305 from overseas
• 1300 555 135 in Australia

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New Caledonia

Travel Advisory June 4, 2024

New caledonia - level 3: reconsider travel.

Updated to reflect change to Travel Advisory Level 3.

Reconsider travel to New Caledonia due to  civil unrest and crime .

U.S. citizens should reconsider travel to New Caledonia or consider departing by commercial or other privately available transportation options, in light of the current security situation and infrastructure challenges following riots related to electoral reform in May 2024. The French Government has taken and/or could take additional measures, including declaring a state of emergency, curfews, restrictions on freedom of movement, ID verification, and increased security inspections. Follow any state of emergency measures imposed in your province.

Protests, demonstrations, tire burning, and roadblocks are frequent, unpredictable, and have turned violent. During civil unrest, commercial transportation may become unavailable without warning for U.S. citizens wishing to depart New Caledonia. The U.S. government is extremely limited in its ability to provide emergency services to U.S. citizens in New Caledonia – assistance on site is available only from local authorities.

Read the  country information page  for additional information on travel to New Caledonia.

If you decide to travel to New Caledonia: 

• Avoid demonstrations and crowds.
• Do not attempt to drive through roadblocks.
• Monitor local media for breaking events and be prepared to adjust your plans.
• Be aware of your surroundings.
• Formulate departure plans that do not rely on U.S. government assistance.
• Enroll in the  Smart Traveler Enrollment Program (STEP)  to receive Alerts and make it easier to locate you in an emergency.   
• Follow the Department of State on  Facebook  and  Twitter/X.
• Review the  Country Security Report  for New Caledonia.   
•  Visit the CDC page for the latest  Travel Health Information  related to your travel. 
• Prepare a contingency plan for emergency situations. Review the  Traveler’s Checklist .    

Embassy Messages

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Quick Facts

Six months 

One page required for entry stamp

Not required for stays under 90 days per six months

None if arriving from another EU member state. If arriving from a country outside the EU, amounts exceeding EUR 10,000 or the equivalent in another currency must be declared.

None if traveling directly to another EU member state. If travelling to a country outside the EU, amounts exceeding EUR 10,000 or the equivalent in another currency must be declared.

Embassies and Consulates

U.s. embassy suva.

158 Princes Rd, Tamavua Suva, Fiji Islands Telephone: +(679) 331-4466 Emergency After-Hours Telephone: +(679) 772-8049 Fax: +(679) 330-2267 [email protected]

Destination Description

Learn about the U.S. relationship to countries around the world.

Entry, Exit and Visa Requirements

U.S. citizens do not need a visa if entering on a regular tourist passport and staying no more than 90 days out of every six months. Return ticket travel will be confirmed. Your passport must be valid for six months beyond the duration of your stay in New Caledonia. Some travelers may be asked to show proof of medical insurance. For stays longer than 90 days in a six-month period, you must apply for a long-term visa at the nearest French embassy or consulate at least 30 days in advance as the processing time can be quite lengthy. For further information about entry requirements, particularly for those planning to enter by sea, please contact the French Embassy at 4101 Reservoir Road NW, Washington, DC 20007, telephone 202 944-6200, fax 202-944-6212, or visit the  Embassy of France website.

The U.S. Department of State is unaware of any HIV/AIDS entry restrictions for visitors to or foreign residents of New Caledonia.

Find information for travelers with  dual nationality ,  prevention of international child abduction  and  customs regulations  on our website.

Safety and Security

Public Safety:  Marches highlighting labor or political issues take place in the greater Noumea area from time to time. Any protest or demonstration has the potential to turn violent. You should avoid large public demonstrations at all times. Roads leading into and out of Noumea may be closed during periods of civil unrest. Messages regarding demonstrations and strikes, explosive device/suspicious packages, and weather-related events are posted on the embassy’s  website.

Crime:  The crime rate in New Caledonia is low; however, petty crime such as pick pocketing and purse-snatching does occur. Fights and assaults sometimes occur outside discotheques and bars, especially over weekends and holidays and at closing time

See our website and the  FBI  pages for information on scams.

Victims of Crime:

Report crimes to the local police at 17 emergencies and contact the U.S. Embassy +679 331 4466.

Remember that local authorities are responsible for investigating and prosecuting the crime.

See our webpage on  help for U.S. victims of crime overseas .

• help you find appropriate medical care
• assist you in reporting a crime to the police
• contact relatives or friends with your written consent
• explain the local criminal justice process in general terms
• provide a list of local attorneys
• provide our information on  victim’s compensation programs in the U.S.
• provide an emergency loan for repatriation to the United States and/or limited medical support in cases of destitution
• help you find accommodation and arrange flights home
• replace a stolen or lost passport

Domestic Violence:   U.S. citizen victims of domestic violence may contact the Embassy for assistance.

Tourism:  The tourism industry is generally regulated and rules with regard to best practices and safety inspections are regularly enforced. Hazardous areas/activities are identified with appropriate signage and professional staff is typically on hand in support of organized activities. In the event of an injury, appropriate medical treatment is widely available throughout the country. Outside of a major metropolitan center, it may take more time for first responders and medical professionals to stabilize a patient and provide life-saving assistance. U.S. citizens are encouraged to purchase medical evacuation insurance . 

Local Laws & Special Circumstances

Criminal Penalties:  You are subject to local laws. If you violate local laws, even unknowingly, you may be expelled, arrested, or imprisoned.

Do not buy counterfeit and pirated goods in New Caledonia, even if they are widely available. Not only are the bootlegs illegal in the United States, you are breaking local law, too. The import or possession of counterfeit items is a crime in New Caledonia and even having any such items in your baggage on arrival can lead to their seizure and serious fines for the person involved.

Furthermore, some laws are also prosecutable in the U.S., regardless of local law. For examples, see our website on  crimes against minors abroad  and the  Department of Justice  website.

Arrest Notification:  If you are arrested or detained, ask police or prison officials to notify the U.S. Embassy immediately. See our  webpage  for further information.

Customs:  Customs authorities may enforce strict regulations concerning temporary importation into or export from New Caledonia of items such as agricultural products. Please contact the  Embassy of France in Washington  for specific information regarding customs requirements.

Cyclone Season:  The official cyclone season is November through April. The  Fiji Meteorological Service  maintains a Tropical Cyclone Warning Center (TCWC) in Nadi serving the Southwest Pacific Region. General information about natural disaster preparedness is available at the  State Department’s website , as well as from the  U.S. Federal Emergency Management Agency’s (FEMA)  website.

Faith-Based Travelers:  See the following webpages for details:

• Faith-Based Travel Information
• International Religious Freedom Report  – see country reports
• Human Rights Report  – see country reports
• Hajj Fact Sheet for Travelers
• Best Practices for Volunteering Abroad

LGBTQI+ Travelers:  We are not aware of any reports of violence against persons based on sexual orientation or gender identity or prosecutions of consenting adults under these provisions. 

See   our  LGBTQI+ Travel Information   page and section 6 of our Human Rights report  for further details.

Travelers Who Require Accessibility Assistance : New Caledonia subscribes to laws that require disability accommodations and many new buildings with public or community space are accessible. However, some existing buildings as well as transportation systems do not yet meet these requirements. 

Students:  See our  Students Abroad  page and  FBI travel tips .

Women Travelers:  See our travel tips for  Women Travelers .

• Medical treatment on the main island is generally good but not up to standards of industrialized countries and it is more limited on the outer islands.
• Doctors and hospitals often expect immediate cash payment for health services. Patients with more serious illnesses are often referred to Noumea, Australia, or France for treatment.
• Serious medical conditions requiring hospitalization and/or medical evacuation to the United States can cost thousands of dollars. Doctors and hospitals in New Caledonia often expect immediate cash payment for health services.

The Department of State does not pay medical bills. Be aware that U.S. Medicare/Medicaid does not apply overseas.

Medical Insurance:  Make sure your health insurance plan provides coverage overseas. Most care providers overseas only accept cash payments. See our webpage for more information on overseas coverage. Visit the  U.S. Centers for Disease Control and Prevention  for more information on type of insurance you should consider before you travel overseas.

We strongly recommend  supplemental insurance  to cover medical evacuation.

Medication: If traveling with prescription medication, check with the government of  New Caledonia  to ensure the medication is legal in New Caledonia. Always carry your prescription medication in original packaging with your doctor’s prescription. 

Vaccinations:  Be up-to-date on all  vaccinations  recommended by the U.S. Centers for Disease Control and Prevention. Travelers should consider being vaccinated for both typhoid and hepatitis A, which are transmitted through contaminated food and water.

General Health Information: The following disease is prevalent:

• Chikungunya

Air Quality:  Visit  AirNow Department of State  for information on air quality at U.S. Embassies and Consulates.

Further health information:

• World Health Organization
• U.S. Centers for Disease Control and Prevention  (CDC)

Travel and Transportation

Road Conditions and Safety:  Roads in New Caledonia are generally well maintained, except in remote areas. Animals and pedestrians walking in the road make night driving on unlit secondary roads hazardous. Roads leading into and out of Noumea may be closed during periods of civil unrest. 

Traffic Laws :  Driving under the influence of alcohol is illegal in New Caledonia. Use of seat belts is required by law.

Public Transportation:  Taxis and buses are available in Noumea and some of the larger towns. Watch your personal belongings while on public transportation to avoid pickpocketing.

See our  Road Safety page  for more information.

Aviation Safety Oversight:   The U.S. Federal Aviation Administration (FAA) has assessed the government of New Caledonia’s Civil Aviation Authority as being in compliance with International Civil Aviation Organization (ICAO) aviation safety standards for oversight of New Caledonia’s air carrier operations. Further information may be found on the  FAA’s safety assessment page .

Maritime Travel:  Mariners planning travel to New Caledonia should check for U.S. maritime  advisories  and  alerts . Information may also be posted to the  U.S. Coast Guard homeport  website, and the  NGA broadcast warnings website.

For additional travel information

• Enroll in the  Smart Traveler Enrollment Program (STEP)  to receive security messages and make it easier to locate you in an emergency.
• Call us in Washington, D.C. at 1-888-407-4747 (toll-free in the United States and Canada) or 1-202-501-4444 (from all other countries) from 8:00 a.m. to 8:00 p.m., Eastern Standard Time, Monday through Friday (except U.S. federal holidays).
• See the  State Department’s travel website  for the  Worldwide Caution  and  Travel Advisories .
• Follow us on X (formerly known as "Twitter") and Facebook .
• See  traveling safely abroad  for useful travel tips.

For additional IPCA-related information, please see the  International Child Abduction Prevention and Return Act ( ICAPRA )  report.

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New Caledonia Travel Insurance

If France is too far away but you still want to taste some French flavour, why not visit New Caledonia?

New caledonia is a french dependent territory situated in the pacific ocean, to the east of australia..

New Caledonia is a holiday destination with a twist. Boasting a diverse ethnic combination in an exotic territory, New Caledonia attracts tourists from all over the world.

Here live Kanaks – the indigenous population, French and Polynesian people, and even some Vietnamese and Indonesians.

New Caledonia has only one city. It is called Noumea and it is, of course, the capital.

Noumea is situated on the largest island of the territory, Grande Terre and it is built in Western style. Despite its beautiful and large beaches and colonial buildings, Noumea is not a crowded destination. People preserve language and insist on speaking almost only in French.

There is plenty to see in Noumea. Visit Tjibaou Cultural Centre where you can see artworks of Oceanic cultures. If your timing is good, you can also take part in traditional dance and music shows. The centre has wooden buildings designed by Renzo Piano, be sure to take your time walking among them. Noumea has also plenty of museums, parks and an aquarium.

New Caledonia is a place for water sports. Kite and wind surfing, snorkeling and scuba diving are highly recommended. You can also visit the islands to swim and relax on a different beach every day. New Caledonia’s lagoons have green, blue or turquoise waters. Pont de Mouli in Ouvéa is a road bridge with a view. It is rare to recommend visiting a road bridge, but seeing the view from Pont de Mouli is like seeing a postcard – a perfect blue one. If you are keen on hiking, climb the Ouen Toro Park. Paths with different levels of difficulty attract both walkers and runners.

New Caledonia is a mix of French and Melanesian tastes. Combining French gourmet cuisine with the stunning views of the South Pacific, this region is a holiday paradise. Calm and sunny, with endless possibilities and water taxis, New Caledonia spoils its visitors. Visit the local market, watch the turtles, have a glass of French wine and relax. The salty air will take care of the rest.

Now you’ve got some great ideas for your trip, don’t forget to arrange travel insurance as soon as you’ve made a booking.   Get a quote  today or call one of our friendly team on 1300 819 888 to discuss your requirements.

Covid-19 Travel Updates

• Coronavirus COVID 19

As of May 15, 2023, all COVID-19 formalities in New Caledonia have been lifted. Our French Pacific Paradise warmly welcomes you back without any restrictions. Here’s what you need to know.

Stay up to dates with travel conditions

To stay up-to-date with the latest information, check official sources of information regularly, including:

• High Commission of the French Republic in New Caledonia
• Government of New Caledonia
• Check flight status at Nouméa La Tontouta airport
• For Passports, Visas and Customs information, please visit our dedicated page .

Subscribe to our newsletter and official pages for real-time information:

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• New Caledonia Tourism Facebook page

Last update: May 16, 2023

COVID-19 formalities no longer apply to enter New Caledonia:

• No more mandatory isolation at home or in a hotel upon arrival.
• Justification of a compelling reason, arrival tests, and affidavits are no longer required.
• Yachts are permitted to stop over without special permission and disembark ashore.
• Large cruises have been authorised since October 4, 2022.

Since May 15, 2023, COVID-19 is now treated like other “common” respiratory illnesses. The exceptional measures related to the virus are no longer in effect. For details, visit the New Caledonia Government website .

If you experience symptoms of a respiratory infection, consult a doctor. Testing will be conducted at the doctor’s discretion, either by the doctor or at a pharmacy. You can find a list of pharmacies offering COVID-19 tests here .

If you exhibit symptoms or test positive, it is advisable to avoid contact with vulnerable individuals and follow safety measures such as wearing a mask and maintaining physical distance.

Yes. Travel insurance or health coverage (with minimum coverage of 30,000 € – AUD 50,000) is mandatory to cover potential medical repatriation, urgent medical care, and emergency hospital treatment.

Yes, travel insurance must cover potential expenses related to COVID-19.

As a French overseas territory, New Caledonia boasts a healthcare system and medical infrastructure that meet international standards . Public hospitals in Nouméa and Koné are modern and among the most advanced in France. All healthcare professionals in the archipelago, including doctors, nurses, and surgeons, hold French or European qualifications, ensuring safe and effective care. Treatment is free of charge for French nationals.

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Noumea - Travel Insurance

By Jumping Castle , November 1, 2019 in Australia & New Zealand Cruisers

Recommended Posts

Jumping Castle

Travelling with Celebrity in December with Noumea being one of the ports of call.

Have read that Noumea now need proof of travel insurance - am I right in thinking that a photocopy of the policy document will be sufficient?  

Many thanks in advance 

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Aus Traveller

We cruised to Noumea in September. Although we were advised that Noumea would require us to have travel insurance, no-one asked for proof. Currently, we are relying on the 'free' travel insurance that comes with our credit card. I suspect it might only become an issue if you left the ship in Noumea for whatever reason and did not continue on with the cruise.

If you want to, take a photocopy of the policy with you.

We have a cruise there February and it says we maybe prevented from getting off the ship if we don’t have insurance.

Reports are it’s not enforced but that could change at any minute.

 I think a photocopy would be enough.

If all else fails stay 0n the ship.

I have a copy of the one page insurance certificate that I take with me.  Never asked for it.

As an aside, I have been doing my current Cunard stuff, and it ones up in the Voyage Personaliser that travel insurance is a condition in the travel contract.

Odd, I thought.

For my MSC cruise in 4 days time I could not complete the on-line check in without insurance details.

Interesting 

Thank you for your replies.  I'll take a photocopy of the insurance policy.  It's the only place we have a trip booked so we will definitely be wanting to get off the ship!

4 hours ago, Aus Traveller said: We cruised to Noumea in September. Although we were advised that Noumea would require us to have travel insurance, no-one asked for proof. Currently, we are relying on the 'free' travel insurance that comes with our credit card. I suspect it might only become an issue if you left the ship in Noumea for whatever reason and did not continue on with the cruise.   If you want to, take a photocopy of the policy with you.

Our cruise was with P&O.

5 hours ago, Chiliburn said: If all else fails stay 0n the ship

Many do this in Noumea anyway.  If you are one that does not buy insurance the decision might not be your own.

30 minutes ago, banzaii said: Many do this in Noumea anyway.  If you are one that does not buy insurance the decision might not be your own.

Staying on the ship can be very good,I’ve done it a few times.

It is deserted and peaceful,go for a swim in a otherwise busy pool deck.

MicCanberra

We bring a copy of the policy (summary page) along with the contact details in case of an issue.

• 4 weeks later...

I was there last week on the Ruby Princess, the Patter reminds you that you must have insurance before disembarking, but one one actually asked. Take a copy just in case, you will be fine.

55 minutes ago, MoJoJoNZ said: I was there last week on the Ruby Princess, the Patter reminds you that you must have insurance before disembarking, but one one actually asked. Take a copy just in case, you will be fine.

You’re saying no one asked?

Nope, no one asked, I actually forgot about it and I work in insurance so I usually remember these things! I had a copy of my policy in my emails anyway. I would assume it is for medical coverage, Noumea is pretty expensive anyway so would hate to think what they would charge. As an aside we actually had a medical emergency on board and a helicopter was called in to transfer a patient to Noumea, bit of excitement for the day.

4 minutes ago, MoJoJoNZ said: Nope, no one asked, I actually forgot about it and I work in insurance so I usually remember these things! I had a copy of my policy in my emails anyway. I would assume it is for medical coverage, Noumea is pretty expensive anyway so would hate to think what they would charge. As an aside we actually had a medical emergency on board and a helicopter was called in to transfer a patient to Noumea, bit of excitement for the day.

I think every time I’ve been to Noumea someone left the ship for a reason.

last season a friend was doing scuba lessons and slipped with the gear on and broke his shoulder.

I was in Noumea last week (for the second time on a cruise) and was not asked to produce anything about insurance. I usually have a copy with me but I certainly do not take it ashore with me.

I don’t know if they could enforce the rule of visitors for a Day to have insurance  ?

 Possibly add a levy to the cruise line for each passenger?

1 hour ago, Chiliburn said: I don’t know if they could enforce the rule of visitors for a Day to have insurance  ?    Possibly add a levy to the cruise line for each passenger?

Not let those passengers without insurance off the ship?

47 minutes ago, possum52 said: Not let those passengers without insurance off the ship?   Leigh

Agreed, it's a simple matter to pass the obligation on to the cruise line if they wish to.

Of course, the cruise line will push back to an extent and then it comes down to who blinks first i.e. cruise line may take passengers away and tourism drops but country may insist/require it regardless and cruise line then complies if the business is still worth it to them.

Has anyone heard of a country denying entry because they don’t have travel insurance?

Well you would be kind of crazy not to travel without travel insurance. I am aware of some passengers who happily spend literally thousands on a cruise and then baulk at the thought of spending a few hundred bucks on quality TI.

We visited Noumea on the Majestic last month although I didn't take a hard copy of our policy with us I could have accessed the policy stored in a folder on my email account if needed.

3 hours ago, Chiliburn said: Has anyone heard of a country denying entry because they don’t have travel insurance?

No. When we visited Noumea two months ago, no-one asked us about proof of travel insurance although the cruise line had advised us we had to have it. BTW, we always have insurance.

It's really a non-issue. If you haven't got Insurance on an international cruise anyway, you'r pure and simple...an idiot.

Kiwi Kruzer

11 hours ago, Chiliburn said: Has anyone heard of a country denying entry because they don’t have travel insurance?    

No !  But  should medical assistance be required , leaving the country could be denied until payment is assured .

22 minutes ago, vozzie said: It's really a non-issue. If you haven't got Insurance on an international cruise anyway, you'r pure and simple...an idiot.

Exactly . The requirement is one of the terms and conditions of entry to Noumea . 

Going to America and if you have to have medical assistance.They want a payment guarantee.

But they won’t stop you entering the country if you haven’t got travel insurance.

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• pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
• or metastatic; 
• or terminal; or
• treatment by a medical practitioner; or 
• medication prescribed; or 

Please refer to  existing medical conditions  that meet the criteria for automatic cover. 

Do you want to complete a medical screening? 

After entering your trip details (Age, Destination, Dates) to get a quote first. Please click on the "Continue" button to be redirected to nib to complete a medical screening. You will need to enter in details such as name & email, the medical screening will be on the following page. 

If you are participating in Snow sports on your trip you need to add this option to be provided cover for snow sports related events.  Snow Sports cover  is only available on the International Comprehensive, Annual Multi trip and Australian Travel plans.

By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing. Click the link to find out more about  Snow Sports travel insurance .

By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

• If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
• If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic. Click the link to find out more about  travel insurance for cruising .

• Start and end at your home in Australia, and 
• Be to a destination of at least 200km from your home in Australia, and 
• Include travel by either pre-paid scheduled public transport or hire car, or include at least one night of pre-booked publicly available accommodation
• under 25 years of age, and
• working less than 30 hours per week.

Destinations

Travel insurance to new caledonia.

Consider traveling or  cruising to New Caledonia . Please select the Cruise &/or Covid-19 medical button in the quote panel for further information regarding New Caledonia travel insurance .

New Caledonia Demographics

New caledonia information.

New Caledonia Geography       New Caledonia Climate           New Caledonia Attractions     New Caledonia Activities        New Caledonia History       

Nearby countries to New Caledonia  

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Australian Consulate New Caledonia

Address: 7th Floor, Immeuble Foch 19 Avenue du Marechal Foch Noumea New Caledonia

Telephone  +687 272 414 Fax           +687 278 001

New Caledonia Travel Insurance

Please refer to the Australian Government website Smartraveller for general information about  New Caledonia from the Smartraveller website. Please read the PDS before considering travel insurance to New Caledonia .

Useful Links

Worldwide Travel Insurance Seniors Travel Insurance Backpacker Travel Insurance Business Travel Insurance Cancellation Cover Travel Insurance Snow Travel Insurance

Travel Insurance for New Caledonia 

Cover is subject to the policy terms, conditions, limitations, and exclusions set out in the current Combined Financial Services Guide and Product Disclosure Statement (PDS). Read the (PDS) prior to choosing travel insurance to New Caledonia . 

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COVID-19: travel health notice for all travellers

New Caledonia travel advice

Latest updates: The Need help? section was updated.

Last updated: August 15, 2024 11:05 ET

On this page

Safety and security, entry and exit requirements, laws and culture, natural disasters and climate, new caledonia - avoid non-essential travel.

Avoid non-essential travel to New Caledonia due to heightened political tensions and civil unrest.

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Political situation and civil unrest

On May 13, 2024, ongoing demonstrations against constitutional reforms became violent in New Caledonia. Arson and looting have taken place during the riots.

There are shortages of food, medical supplies, and fuel.

A nightly curfew is in place from 10 pm to 5 am.

During the curfew, certain bans are in place, such as:

• unauthorized public gatherings
• alcohol sales
• transportation of weapons

Flights have partially resumed and the La Tontouta International Airport has reopened.

The situation remains volatile and could escalate without notice.

If you are in New Caledonia:

• limit your movements
• exercise caution
• monitor local media to stay informed of the evolving situation
• avoid areas where security forces are present
• contact your transport carrier to determine whether the situation could disrupt your travel
• follow the instructions of local authorities, including curfew orders

Petty crime is prevalent. Car theft and vehicle break-ins also occur. Ensure that your personal belongings, including passports and other travel documents, are secure at all times.

Spiked food and drinks

Drink spiking occurs. Never leave food or drinks unattended or in the care of strangers. Be wary of accepting snacks, beverages, gum or cigarettes from new acquaintances. These items may contain drugs that could put you at risk of sexual assault and robbery.

Demonstrations

Demonstrations occur from time to time. Roadblocks and marches may occur on main roads at any time and with little or no notice. Even peaceful demonstrations can turn violent at any time. They can also lead to disruptions to traffic and public transportation.

• Avoid areas where demonstrations and large gatherings are taking place
• Follow the instructions of local authorities
• Monitor local media for information on ongoing demonstrations

Mass gatherings (large-scale events)

Public transportation

Buses connect all major towns and villages. There is a ferry service between Nouméa and other islands. 

Adventure activities

Safety standards for adventure activities, such as diving, may not be up to international standards. If engaging in adventure activities:

• never do so alone and always hire an experienced guide from a reputable company
• buy travel insurance that includes helicopter rescue and medical evacuation
• ensure that your physical condition is good enough to meet the challenges of your activity
• ensure that you are properly equipped and well informed about weather and other conditions that may pose a hazard
• inform a family member or friend of your itinerary, including when you expect to be back to camp
• ensure the company, operator or guide you are using is properly certified
• inspect equipment to make sure it is in proper working condition and use all available safety equipment, such as harnesses, life jackets or helmets

Water activities

In certain areas, like Nouméa, sharks pose a risk to swimmers. To reduce the risk of deadly shark attacks, local authorities have set up temporary supervised swimming areas.

• Follow the instructions and warnings of lifeguards
• Respect the flag warning system, which provides notice of water conditions and safety risks on beaches
• Follow the directives of local authorities

Road safety

All main roads on Grande Terre are paved. Intoxicated and unlicensed drivers pose a hazard on the roads. Cars are often poorly maintained and uninsured. Poor lighting, wandering livestock and pedestrians on the road pose a hazard at night on secondary roads.

Incidents of road blockages, carjacking and objects being thrown at vehicles, while not frequent, do occur and can be very dangerous.

We do not make assessments on the compliance of foreign domestic airlines with international safety standards.

Information about foreign domestic airlines

Every country or territory decides who can enter or exit through its borders. The Government of Canada cannot intervene on your behalf if you do not meet your destination’s entry or exit requirements.

We have obtained the information on this page from the French authorities. It can, however, change at any time.

Verify this information with the  Foreign Representatives in Canada .

Entry requirements vary depending on the type of passport you use for travel.

Before you travel, check with your transportation company about passport requirements. Its rules on passport validity may be more stringent than the country’s entry rules.

Regular Canadian passport

Your passport must be valid at least 6 months beyond the date you expect to leave New Caledonia.

Passport for official travel

Different entry rules may apply.

Official travel

Passport with “X” gender identifier

While the Government of Canada issues passports with an “X” gender identifier, it cannot guarantee your entry or transit through other countries. You might face entry restrictions in countries that do not recognize the “X” gender identifier. Before you leave, check with the closest foreign representative for your destination.

Other travel documents

Different entry rules may apply when travelling with a temporary passport or an emergency travel document. Before you leave, check with the closest foreign representative for your destination.

Useful links

• Foreign Representatives in Canada
• Canadian passports

Tourist visa: not required for stays up to 90 days Residence visa: required Work visa: required Business visa: required Student visa: required

Other requirements

Customs officials may ask you for:

• proof of accommodation covering the duration of your stay
• sufficient funds to cover your whole stay
• a return or onward ticket
• Children and travel

Learn more about travelling with children .

Yellow fever

Learn about potential entry requirements related to yellow fever (vaccines section).

Relevant Travel Health Notices

• Global Measles Notice - 13 March, 2024
• Zika virus: Advice for travellers - 31 August, 2023
• COVID-19 and International Travel - 13 March, 2024

This section contains information on possible health risks and restrictions regularly found or ongoing in the destination. Follow this advice to lower your risk of becoming ill while travelling. Not all risks are listed below.

Consult a health care professional or visit a travel health clinic preferably 6 weeks before you travel to get personalized health advice and recommendations.

Routine vaccines

Be sure that your  routine vaccinations , as per your province or territory , are up-to-date before travelling, regardless of your destination.

Some of these vaccinations include measles-mumps-rubella (MMR), diphtheria, tetanus, pertussis, polio, varicella (chickenpox), influenza and others.

Pre-travel vaccines and medications

You may be at risk for preventable diseases while travelling in this destination. Talk to a travel health professional about which medications or vaccines may be right for you, based on your destination and itinerary. 

Yellow fever   is a disease caused by a flavivirus from the bite of an infected mosquito.

Travellers get vaccinated either because it is required to enter a country or because it is recommended for their protection.

• There is no risk of yellow fever in this country.

Country Entry Requirement*

• Proof of vaccination is required if you are coming from or have transited through an airport of a country   where yellow fever occurs.

Recommendation

• Vaccination is not recommended.
• Discuss travel plans, activities, and destinations with a health care professional.
• Contact a designated  Yellow Fever Vaccination Centre  well in advance of your trip to arrange for vaccination.

About Yellow Fever

Yellow Fever Vaccination Centres in Canada * It is important to note that  country entry requirements  may not reflect your risk of yellow fever at your destination. It is recommended that you contact the nearest  diplomatic or consular office  of the destination(s) you will be visiting to verify any additional entry requirements.

There is a risk of hepatitis A in this destination. It is a disease of the liver. People can get hepatitis A if they ingest contaminated food or water, eat foods prepared by an infectious person, or if they have close physical contact (such as oral-anal sex) with an infectious person, although casual contact among people does not spread the virus.

Practise  safe food and water precautions and wash your hands often. Vaccination is recommended for all travellers to areas where hepatitis A is present.

Measles is a highly contagious viral disease. It can spread quickly from person to person by direct contact and through droplets in the air.

Anyone who is not protected against measles is at risk of being infected with it when travelling internationally.

Regardless of where you are going, talk to a health care professional before travelling to make sure you are fully protected against measles.

  Hepatitis B is a risk in every destination. It is a viral liver disease that is easily transmitted from one person to another through exposure to blood and body fluids containing the hepatitis B virus.  Travellers who may be exposed to blood or other bodily fluids (e.g., through sexual contact, medical treatment, sharing needles, tattooing, acupuncture or occupational exposure) are at higher risk of getting hepatitis B.

Hepatitis B vaccination is recommended for all travellers. Prevent hepatitis B infection by practicing safe sex, only using new and sterile drug equipment, and only getting tattoos and piercings in settings that follow public health regulations and standards.

Coronavirus disease (COVID-19) is an infectious viral disease. It can spread from person to person by direct contact and through droplets in the air.

It is recommended that all eligible travellers complete a COVID-19 vaccine series along with any additional recommended doses in Canada before travelling. Evidence shows that vaccines are very effective at preventing severe illness, hospitalization and death from COVID-19. While vaccination provides better protection against serious illness, you may still be at risk of infection from the virus that causes COVID-19. Anyone who has not completed a vaccine series is at increased risk of being infected with the virus that causes COVID-19 and is at greater risk for severe disease when travelling internationally.

Before travelling, verify your destination’s COVID-19 vaccination entry/exit requirements. Regardless of where you are going, talk to a health care professional before travelling to make sure you are adequately protected against COVID-19.

 The best way to protect yourself from seasonal influenza (flu) is to get vaccinated every year. Get the flu shot at least 2 weeks before travelling.  

 The flu occurs worldwide. 

•  In the Northern Hemisphere, the flu season usually runs from November to   April.
•  In the Southern Hemisphere, the flu season usually runs between April and   October.
•  In the tropics, there is flu activity year round. 

The flu vaccine available in one hemisphere may only offer partial protection against the flu in the other hemisphere.

The flu virus spreads from person to person when they cough or sneeze or by touching objects and surfaces that have been contaminated with the virus. Clean your hands often and wear a mask if you have a fever or respiratory symptoms.

Safe food and water precautions

Many illnesses can be caused by eating food or drinking beverages contaminated by bacteria, parasites, toxins, or viruses, or by swimming or bathing in contaminated water.

• Learn more about food and water precautions to take to avoid getting sick by visiting our eat and drink safely abroad page. Remember: Boil it, cook it, peel it, or leave it!
• Avoid getting water into your eyes, mouth or nose when swimming or participating in activities in freshwater (streams, canals, lakes), particularly after flooding or heavy rain. Water may look clean but could still be polluted or contaminated.
• Avoid inhaling or swallowing water while bathing, showering, or swimming in pools or hot tubs. 

Insect bite prevention

Many diseases are spread by the bites of infected insects such as mosquitoes, ticks, fleas or flies. When travelling to areas where infected insects may be present:

• Use insect repellent (bug spray) on exposed skin
• Cover up with light-coloured, loose clothes made of tightly woven materials such as nylon or polyester
• Minimize exposure to insects
• Use mosquito netting when sleeping outdoors or in buildings that are not fully enclosed

To learn more about how you can reduce your risk of infection and disease caused by bites, both at home and abroad, visit our insect bite prevention page.

Find out what types of insects are present where you’re travelling, when they’re most active, and the symptoms of the diseases they spread.

There is a risk of chikungunya in this country. The level of risk may vary by:

The virus that causes chikungunya is spread through the bite of an infected mosquito. It can cause fever and pain in the joints. In some cases, the joint pain can be severe and last for months or years.

Protect yourself from mosquito bites at all times.

Learn more:

Insect bite and pest prevention Chikungunya

• In this country,   dengue  is a risk to travellers. It is a viral disease spread to humans by mosquito bites.
• Dengue can cause flu-like symptoms. In some cases, it can lead to severe dengue, which can be fatal.
• The level of risk of dengue changes seasonally, and varies from year to year. The level of risk also varies between regions in a country and can depend on the elevation in the region.
• Mosquitoes carrying dengue typically bite during the daytime, particularly around sunrise and sunset.
• Protect yourself from mosquito bites . There is no vaccine or medication that protects against dengue.

Zika virus is a risk in this country. 

Zika virus is primarily spread through the bite of an infected mosquito. It can also be sexually transmitted. Zika virus can cause serious birth defects.

During your trip:

• Prevent mosquito bites at all times.
• Use condoms correctly or avoid sexual contact, particularly if you are pregnant.

If you are pregnant or planning a pregnancy, you should discuss the potential risks of travelling to this destination with your health care provider. You may choose to avoid or postpone travel. 

For more information, see Zika virus: Pregnant or planning a pregnancy.

Animal precautions

Some infections, such as rabies and influenza, can be shared between humans and animals. Certain types of activities may increase your chance of contact with animals, such as travelling in rural or forested areas, camping, hiking, and visiting wet markets (places where live animals are slaughtered and sold) or caves.

Travellers are cautioned to avoid contact with animals, including dogs, livestock (pigs, cows), monkeys, snakes, rodents, birds, and bats, and to avoid eating undercooked wild game.

Closely supervise children, as they are more likely to come in contact with animals.

Person-to-person infections

Stay home if you’re sick and practise proper cough and sneeze etiquette , which includes coughing or sneezing into a tissue or the bend of your arm, not your hand. Reduce your risk of colds, the flu and other illnesses by:

•   washing your hands often
• avoiding or limiting the amount of time spent in closed spaces, crowded places, or at large-scale events (concerts, sporting events, rallies)
• avoiding close physical contact with people who may be showing symptoms of illness 

Sexually transmitted infections (STIs) , HIV , and mpox are spread through blood and bodily fluids; use condoms, practise safe sex, and limit your number of sexual partners. Check with your local public health authority pre-travel to determine your eligibility for mpox vaccine.  

Medical services and facilities

Medical facilities are generally good on the main island, but limited on the other islands. Due to the difficult terrain in certain areas, emergency response can be limited. You may need medical evacuation in case of illness or injury.

There is only one hyperbaric (decompression) chamber located in Nouméa. It could be far from your chosen diving location. Keep this in mind when choosing diving destinations.

Make sure you get travel insurance that includes coverage for medical evacuation and hospital stays.

Health and safety outside Canada

Keep in Mind...

The decision to travel is the sole responsibility of the traveller. The traveller is also responsible for his or her own personal safety.

Be prepared. Do not expect medical services to be the same as in Canada. Pack a   travel health kit , especially if you will be travelling away from major city centres.

You must abide by local laws.

Learn about what you should do and how we can help if you are arrested or detained abroad .

Transfer of Sentenced Persons

Canada and France are signatories to the Convention on the Transfer of Sentenced Persons. This enables a Canadian imprisoned in France or a French territory to request a transfer to a Canadian prison to complete a sentence. The transfer requires the agreement of both Canadian and French authorities.

Penalties for possession, use or trafficking of illegal drugs are severe. Convicted offenders can expect jail sentences and heavy fines.

Drugs, alcohol and travel

Dual citizenship

Dual citizenship is legally recognized in France.

If you are a Canadian citizen, but also a citizen of France, our ability to offer you consular services may be limited while you're there. You may also be subject to different entry/exit requirements .

Dual citizens

International Child Abduction

The Hague Convention on the Civil Aspects of International Child Abduction is an international treaty. It can help parents with the return of children who have been removed to or retained in certain countries in violation of custody rights. The convention applies between Canada and France.

If your child was wrongfully taken to, or is being held in New Caledonia, and if the applicable conditions are met, you may apply for the return of your child to the New Caledonian court.

If you are in this situation:

• act as quickly as you can
• contact the Central Authority for your province or territory of residence for information on starting an application under The Hague Convention
• consult a lawyer in Canada and in New Caledonia to explore all the legal options for the return of your child
• report the situation to the nearest Canadian government office abroad or to the Vulnerable Children's Consular Unit at Global Affairs Canada by calling the Emergency Watch and Response Centre

If your child was removed from a country other than Canada, consult a lawyer to determine if The Hague Convention applies.

Be aware that Canadian consular officials cannot interfere in private legal matters or in another country's judicial affairs.

• List of Canadian Central Authorities for the Hague Convention
• International Child Abductions: A guide for affected parents
• The Hague Convention – Hague Conference on Private International Law
• Canadian embassies and consulates by destination
• Request emergency assistance

2SLGBTQI+ persons

While French law does not prohibit sexual acts between individuals of the same sex, public displays of affection might offend local sensitivities.

Travel and your sexual orientation, gender identity, gender expression and sex characteristics

You should carry an international driving permit. If you reside in New Caledonia, you may be able to exchange your Canadian licence for a local permit.

• More about the International Driving Permit
• Steps to exchange a foreign permit - New Caledonia’s infrastructure, topography and land transport department (in French)

Dress and behaviour

To avoid offending local sensitivities:

• dress conservatively outside of tourist areas
• behave discreetly
• respect religious and social traditions

The currency is the Comptoirs français du Pacifique franc or the CFP franc (XPF).

ATMs and credit card facilities are widely available in Nouméa. If travelling to remote areas, bring a sufficient supply of cash.

On arrival and departure, you must declare if carrying any combination of currencies amounting to 10,000 Euro or more.

Cyclone season 

Cyclones usually occur from November to April. These severe storms can put you at risk and hamper the provision of essential services.

If you decide to travel to New Caledonia during the cyclone season:

• know that you expose yourself to serious safety risks
• be prepared to change your travel plans on short notice, including cutting short or cancelling your trip
• stay informed of the latest regional weather forecasts
• carry emergency contact information for your airline or tour operator
• follow the advice and instructions of local authorities
• Tornadoes, cyclones, hurricanes, typhoons and monsoons
• Large-scale emergencies abroad
• Latest weather and alerts  – Météo France (French meteorological service) (in French)
• Latest cyclone news  – New Caledonia’s public safety bureau (in French)

Severe rainstorms occur and can lead to flooding and landslides, which in turn can cause extensive damage to infrastructure and can also hamper the provision of essential services.

Seismic activity

New Caledonia is located in an active seismic zone. Tsunamis may occur after a strong earthquake and can travel long distances across the Pacific.

In case of an earthquake, follow the instructions of local authorities.

Bush and forest fires are common between September and February. In case of a major fire, stay away from the affected area. Always follow the instructions of local emergency services personnel. Monitor local media for up-to-date information on the situation.

The air quality in areas near active fires may deteriorate due to heavy smoke. It could affect you if you have a respiratory ailment.

Forest fire risk information - Météo France (in French)

Local services

• 18 in case of fire
• 15 for medical emergencies
• 17 for police

Consular assistance

There is no resident Canadian government office in New Caledonia. You can obtain consular assistance and further consular information from the Consulate General of Australia to New Caledonia, in Nouméa, under the Canada-Australia Consular Services Sharing Agreement.

Sign up to receive email updates from the Australian government on situations and events that could affect your safety while in New Caledonia.

Smartraveller   - Australian travel advice

Australian Capital Territory, Victoria, South Australia, Western Australia, Tasmania, Guam, Marshall Islands, Micronesia, Nauru, New Caledonia, Northern Marianas, Palau, Papua New Guinea, Solomon Islands, Vanuatu

For emergency consular assistance, call the High Commission of Canada in Australia, in Canberra, and follow the instructions. At any time, you may also contact the Emergency Watch and Response Centre in Ottawa.

The decision to travel is your choice and you are responsible for your personal safety abroad. We take the safety and security of Canadians abroad very seriously and provide credible and timely information in our Travel Advice to enable you to make well-informed decisions regarding your travel abroad.

The content on this page is provided for information only. While we make every effort to give you correct information, it is provided on an "as is" basis without warranty of any kind, expressed or implied. The Government of Canada does not assume responsibility and will not be liable for any damages in connection to the information provided.

If you need consular assistance while abroad, we will make every effort to help you. However, there may be constraints that will limit the ability of the Government of Canada to provide services.

Learn more about consular services .

Risk Levels

  take normal security precautions.

Take similar precautions to those you would take in Canada.

  Exercise a high degree of caution

There are certain safety and security concerns or the situation could change quickly. Be very cautious at all times, monitor local media and follow the instructions of local authorities.

IMPORTANT: The two levels below are official Government of Canada Travel Advisories and are issued when the safety and security of Canadians travelling or living in the country or region may be at risk.

  Avoid non-essential travel

Your safety and security could be at risk. You should think about your need to travel to this country, territory or region based on family or business requirements, knowledge of or familiarity with the region, and other factors. If you are already there, think about whether you really need to be there. If you do not need to be there, you should think about leaving.

  Avoid all travel

You should not travel to this country, territory or region. Your personal safety and security are at great risk. If you are already there, you should think about leaving if it is safe to do so.

• Already Booked
• Travel Insurance

Learn more about travel insurance here.

Sail the seas with peace of mind knowing you are covered with support and assistance should you need it.

Ensure you are covered for general medical expenses overseas, existing medical conditions, hospitalisation and medical evacuations. We strongly recommend that you purchase appropriate international travel insurance for your Carnival cruise.

Australian Domestic Cruises

Please note, International travel insurance is recommended on Australian coastal cruises, as your cruise is outside the scope of Australian Medicare.

Special note for New Caledonia

Guests traveling on a South Pacific cruise that calls on New Caledonia (Noumea or Lifou) must present printed proof of travel insurance at time of check-in. The selected international travel insurance must have cruise coverage. Guests may also be requested to present it during the cruise. Any guest who is unable to provide proof of holding suitable travel insurance will be denied boarding.

Our Recommended Partner

With nearly thirty years of experience and more than 2.2 million journeys every year, Cover-More knows what travellers need.

That's why Carnival Cruise Line recommends Cover-More Travel Insurance for guests from Australia, which covers general medical expenses overseas, hospitalisation and more so you can avoid unforeseen expenses. Some Cover-More benefits do not apply to claims involving travel on our cruises. For example, there is no cover for medical expenses if you are diagnosed with COVID-19 on or after a cruise. It is your sole responsibility to read the PDS for details of what cover is included BEFORE purchasing any insurance products.

For Cover-More's COVID-19 FAQs read here .

Be aware when organising your insurance that uninsured travellers (or their families) are held personally liable for cancellation, medical and associated costs incurred at any time whether before the cruise, on board or overseas.

Hospitalisation costs on board or outside of the country and medical evacuation costs are very expensive and are not covered by Medicare or private health insurance. Daily hospital bills can cost as much as AUD 5,000 per day. All consultations, treatments and medications are charged at private rates.

If you plan on participating in sports such as scuba diving or parasailing, ensure your policy covers these activities.

• For Australian guests , obtain a quote here with Cover-More Travel Insurance

For more information, please see the Department of Foreign Affairs website at smartraveller.gov.au .

Disclosure: Carnival Cruise Line has a referral arrangement with Cover-More and may receive a fee or commission if you choose to purchase an insurance product from Cover-More. Limits, sub-limits, conditions and exclusions apply. Insurance administered by Cover-More Insurance Services Pty Ltd (ABN 95 003 114 145, AFSL 241713) on behalf of the product issuer, Zurich Australian Insurance Limited [ABN 13 000 296 640, AFSL 232507). Any advice is general advice only. Please consider your financial situation, needs and objectives and read the Combined FSG/PDS before deciding to buy this insurance. For information on the Target Market and Target Market Determination for these products, contact Cover-More on 1300 77 88 22

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Whether you're snokelling in world-class dive sites, shopping in Noumea, visiting a vanilla plantation or exploring the iconic islands of this extraordinary archipelago our New Caledonian travel insurance policy will cover you for any unforeseen holiday hiccups. We'll cover trip cancellation, lost luggage, family emergencies and more....So what are you waiting for? Zoom to it!

WHY BUY WITH ZOOM

C RUISE COVER

Setting sail around the Pacific? Our cruise pack covers for any onboard medical treatment along with helicopter evacuation from ship to shore!

riding a scooter

At Zoom, you're covered to ride a motorbike or scooter of any engine size provided you are licensed to do so in New Zealand!

COVER for your luggage

Your stuff is precious and we get that. Take off on your New Caledonian adventure knowing your luggage is protected with Zoom.

Adventure activities

Whether you're diving off Noumea or hiking the Mouirange Pass, get cover for your fast paced activities with our adventure pack.

kids go free

Family trip to paradise? Save your pennies as all dependants under 19 are included under your policy at no additional cost. Say what!?

Pregnancy cover

Planning a New Caledonian escape before your new arrival? You can relax knowing you'd be covered all the way up to week 24 with no fuss.

easy claims

We've done away with lengthy forms and have kept our claims process simple. We guarantee to assess fully documented claims in a flash.

Peace Of Mind

Zoom to Zen. You can sit back and relax on your holiday knowing that you’re covered by award winning travel insurance.

NEW CALEDONIA TRAVEL INSURANCE  FAQ'S

Am i covered in the event of a natural disaster.

Yes, in the event that your holiday is directly affected by an unforeseen natural disaster you would be covered for cancellation, travel disruptions, additional accommodation expenses and lost deposits. Depending on the level of policy you purchased. However, in order to be covered you would need to have purchased a policy before news of the natural disaster hits the mainstream media.

Am I automatically covered for cruises around the Pacific?

Not automatically. You must purchase our cruise pack within the payment process to be covered for any medical treatment you receive on board and for helicopter evacuation should you require emergency medical assistance.

How much does it cost to visit the on-board doctor?

Simple treatments, consultations and medications on board a ship are charged at private rates. These can amount to $250 for just a quick 10-minute appointment. If you purchase our cruise pack add-on you'll be covered for any on-board doctor visits, prescribed drugs, hospital stays and more.

My cruise is visiting five Pacific Islands? Do I need to tell Zoom all destinations?

Yes, you must tell us every country or region the ship will visit. If you neglect to do so you may not be covered for all the countries you are visiting.

Am I covered for diving in New Caledonia?

You are automatically covered to dive up to a depth of no greater than 10 metres. You must hold an open water diving licence recognised in New Zealand or dive with an instructor licensed. If you purchase our Adventure Pack we'll cover you up to a depth of 30 metres and the same restrictions apply where you must hold an open water diving licence recognised in New Zealand or dive with a licensed instructor. 

Am I covered to ride a motorbike or scooter in New Caledonia?

At Zoom, you're covered to ride a motorbike or scooter of any engine size provided you are licensed to do so in New Zealand. If you do not have a valid motorbike license then you can only ride a bike of 50cc using your Kiwi drivers license. You must also be wearing a helmet at all times.

Am I covered for stomach bugs or dengue fever?

As New Caledonia is a tropical country, there are a few diseases you may be at risk of contracting. However, you can rest assured that all our policies cover you for Unlimited medical benefits if you were to fall ill. This includes access to hospitals, ambulance, doctors and evacuation and even repatriation home if required.

How do alcohol and drugs affect my cover?

When it comes to alcohol we advise you to drink in moderation. Please note that we may exclude any claims where excessive drugs or alcohol have been involved.

Am I covered for adventure activities?

We automatically cover a wide range of adventure sports including diving, bunjee jumping and horse riding and more. You can also buy our Adventure Pack to cover additional adventure sports. 

I have high value items; how much can I insure them for?

If you have an expensive item that you just can’t leave behind you can insure it separately for up to $5,000. Please note that high value item cover is only available under our comprehensive plan .

Am I covered for pick pocketing?

Yes, you’re covered for muggings provided of course, you were acting with reasonable care (i.e. did not leave your belongings unattended). If you’re the victim of a pickpocket, you’d be covered for loss, theft and damage to your luggage and personal effects. If you are robbed it’s important that you get a police report and contact us as soon as possible.

What is a dependant?

This means your dependant children or grandchildren under the age of 19 at the date of policy issue who are travelling with you.

NEW CALEDONIA TRAVEL  QUICK GUIDE

Can’t decide between a tropical island holiday and a European sojourn? Head to New Caledonia. The “French Riviera” of the South Pacific, this sunshine-filled paradise combines the best of both worlds, making for an unforgettable getaway.. Whether you're sipping cocktails from coconuts, snorkelling, scuba diving or swimiming with dophins, Zoom travel insurance has a plan suitable to cover your New Caledonian adventure.    Compare Zoom's Travel Insurance plans  for your holiday today.

VISAS FOR NEW CALEDONIA

Getting around, best time to visit , where to go, must know tips, zooming elsewhere.

Are you planning to zoom somewhere else on your holidays? Whether you're planning a Fijian foray , some Balinese bliss  or fancy some of  sassy Singapore , we've got plenty of helpful advice on other popular travel destinations to check out. What are you waiting for? Zoom to it!

Zoom travel insurance offers simple, flexible travel insurance for maximum peace of mind no matter where you're zooming to.

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11 Best Travel Insurance Companies in August 2024

Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to take an action on their website. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money .

If the past few years have shown us anything, it’s that travelers need to be prepared for the unexpected — from a pandemic to flight troubles to the crowded airport terminals so many of us have encountered.

If you don't have sufficient travel insurance coverage via your credit card , you can supplement your policies with third-party plans.

Whether you’re looking for an international travel insurance plan, emergency medical care or a policy that includes extreme sports, these are the best travel insurance providers to get you covered.

How we found the best travel insurance

We looked at quotes from various companies for a 10-day trip to Mexico in September 2024. The traveler was a 55-year-old woman from Florida who spent $3,000 total on the trip, including airfare.

On average, the price of each company’s most basic coverage plan was $126.53. The costs displayed below do not include optional add-ons, such as Cancel For Any Reason coverage or pre-existing medical condition coverage.

Read our full analysis about the average cost of travel insurance so you can budget better for your next trip.

However, depending on the plan, you may be able to customize at an added cost.

As we continue to evaluate more travel insurance companies and receive fresh market data, this collection of best travel insurance companies is likely to change. See our full methodology for more details.

Best insurance companies

Types of travel insurance

What does travel insurance cover, what’s not covered, how much does it cost, do i need travel insurance, how to choose the best travel insurance policy, what are the top travel destinations in 2024, more resources for travel insurance shoppers.

Top credit cards with travel insurance

Methodology

Best travel insurance overall: berkshire hathaway travel protection.

Berkshire Hathaway Travel Protection

• ExactCare Value (basic) plan is among the least expensive we surveyed.
• Speciality plans available for road trips, luxury travel, adventure activities, flights and cruises.
• Company may reimburse claimants faster than average, including possible same-day compensation.
• Multiple "Trip Delay" coverage types might make claims confusing.
• Cheapest plan only includes fixed amounts for its coverage.

Under the direction of chair and CEO Warren Buffett, Berkshire Hathaway Travel Protection has been around since 2014. Its plans provide numerous opportunities for travelers to customize coverage to their needs.

At $135 for our sample trip, the ExactCare Value (basic) plan from Berkshire Hathaway Travel Protection offers protection roughly $10 above the average price.

Want something cheaper? Air travelers looking for inexpensive, less comprehensive protections might opt for a basic AirCare plan that includes fixed amounts for its coverage .

Read our full review of Berkshire Hathaway .

What else makes Berkshire Hathaway Travel Protection great:

Pre-existing medical condition exclusion waivers available at nearly all plan levels. 

Plans available for travelers going on a cruise, participating in extreme sports or taking a luxury trip.

ExactCare Value (basic) plan was among the least expensive we surveyed.

Best for emergency medical coverage: Allianz Global Assistance

Annual or single-trip policies are available.

• Multiple types of insurance available.
• All plans include access to a 24/7 assistance hotline.
• More expensive than average.
• CFAR upgrades are not available.
• Rental car protection is only available by adding the One Trip Rental Car protector to your plan or by purchasing a standalone rental car plan.

Allianz Global Assistance is a reputable travel insurance company offering plans for over 25 years. Customers can choose from a variety of single and annual policies to fit their needs. On top of comprehensive coverage, some travelers might opt for the more affordable OneTrip Cancellation Plus, which is geared toward domestic travelers looking for trip protections but don’t need post-departure benefits like emergency medical or baggage lost.

For our test trip, Allianz Global Assistance’s basic coverage cost $149, about $22 above average.

What else makes Allianz Global Assistance great:

Annual and single-trip plans.

Plans are available for international and domestic trips.

Stand-alone and add-on rental car damage product available.

Read our full review of Allianz Global Assistance .

Best for travelers with pre-existing medical conditions: Travel Guard by AIG

Travel Guard by AIG

• Offers last-minute coverage.
• Pre-Existing Medical Conditions Exclusion Waiver available at all plan levels.
• Plan available for business travelers.
• Cancel For Any reason coverage only available for higher-level plans, and only reimburses up to 50% of the trip cost.
• Trip interruption coverage doesn't apply to trips paid for with points and miles.

Travel Guard by AIG offers a variety of plans and coverages to fit travelers’ needs. On top of more standard trip protections like trip cancellation, interruption, baggage and medical coverage, the Cancel For Any Reason upgrade is available on certain Travel Guard plans, which allows you to cancel a trip for any reason and get 50% of your nonrefundable deposit back as long as the trip is canceled at least two days before the scheduled departure date.

At $107 for our sample trip, the Essential plan was below average, saving roughly $20.

What else makes Travel Guard by AIG great:

Three comprehensive plans and a Pack N' Go plan for last-minute travelers who don't need cancellation benefits.

Flight protection, car rental, and medical evacuation coverage, as well as annual plans available.

Pre-existing medical conditions exclusion waiver available on all plan levels, as long as it's purchased within 15 days.

Read our full review of Travel Guard by AIG .

Best for those who pack expensive equipment: Travel Insured International

Travel Insured International

• Higher-level plan include optional add-ons for event tickets and for electronic equipment
• Rental car protection add-on for just $8 per day, even on lower-level plan.
• Many of the customizations are only available on the higher-tier plan.
• Coverage cost comes in above average in our latest analysis.

Travel Insured International offers several customization options. For instance, those going to see a show may want to add on event ticket registration fee protection. Traveling with expensive gear?Consider adding on coverage for electronic equipment for up to $2,000 in coverage.

Be sure to check which policies are available in your state. You will need to input your destination, residence, trip dates and the number of travelers to get a quote and see coverages.

What else makes Travel Insured International great:

Comprehensive plans include medical expense reimbursement accidents, sickness, evacuation and pre-existing conditions, depending on the plan.

Flight plans include coverage for missed and canceled flights and lost or stolen baggage.

Read our full review of Travel Insured International .

Best for adventurous travelers: World Nomads

World Nomads

• Travelers can extend coverage mid-trip.
• The standard plan covers up to $300,000 in emergency evacuation costs.
• Plans automatically cover 200+ adventurous activities.
• No Cancel For Any Reason upgrades are available.
• No pre-existing medical condition waivers are available.

Many travel insurance plans contain exclusions for adventure sports activities. If you plan to ski, bungee jump, windsurf or parasail, this might be a plan to consider.

Note that the Standard plan ($72 for our sample trip), while the most affordable, provides less coverage than other plans. But it can be a good choice for travelers who are satisfied with trip cancellation and interruption coverage of $2,500 or less, do not need rental car damage protection, find the limits to be sufficient and do not need coverage for certain more adventurous activities.

What else makes World Nomads great:

Comprehensive international travel insurance plans.

Coverage available for adventure activities, such as trekking, mountain biking and scuba diving.

Read our full review of World Nomads .

Best for medical coverage: Travelex Insurance Services

Travelex Insurance Services

• Top-tier plan doesn’t break the bank and provides more customization opportunities.
• Offers a plan specifically for domestic travel.
• Sells a post-departure medical coverage plan.
• Fewer customization opportunities on the Basic plan.
• Though perhaps a plus for domestic travelers, keep in mind the Travel America plan only covers domestic trips.

For starters, basic coverage from Travelex Insurance Services came in at $125, almost exactly average for our sample trip.

Travelex’s plans focus heavily on providing protections that are personalized to your travel style and trip type.

While the company does offer comprehensive plans that include medical benefits, you can also choose between cheaper plans that don’t provide cancellation coverage but do offer protections during your travels.

Read our full review of Travelex Insurance Services .

What else makes Travelex Insurance Services great:

Three comprehensive plans available, two of which cover international trips.

Offers a post-departure plan geared exclusively toward disruptions after you leave home.

Two flight insurance plans available.

Best if you have travel credit card coverage: Seven Corners

Seven Corners

• Annual, medical-only and backpacker plans are available.
• Cancel For Any Reason upgrade is available for the cheapest plan.
• Cheapest plan also features a much less costly Interruption for Any Reason add-on.
• Offers only one annual policy option.

Each Seven Corners plan offers several optional add-ons. Among the more unique is a Trip Interruption for Any Reason, which allows you to interrupt a trip 48 hours after the scheduled departure date (for any reason) and receive a refund of up to 75% of your unused nonrefundable deposits.

» Jump to the best cards with travel insurance

The basic coverage plan for our trip to Mexico costs $124 — right around the average.

What else makes Seven Corners great:

Comprehensive plans for U.S. residents and foreigners, including travelers visiting the U.S.

Cheap add-ons for rental car damage, sporting equipment rental or trip interruption for any reason.

Read our full review of Seven Corners .

Best for long-term travelers: IMG

• Coverage available for adventure travelers.
• Offers direct billing.
• Claim approval can be lengthy.

While some travel insurance companies offer just a handful of plans, with IMG, you’ll really have your pick. Though this requires a bit more research, it allows you to search for coverage that fits your travel needs.

However, travelers will want to be aware that IMG’s iTravelInsured Travel Lite is expensive. Coming in at $149.85, it’s the costliest plan on our list.

Read our full review of IMG .

What else makes IMG great:

More affordable than average.

Many plans to choose from to fit your needs.

Best for travelers with unpredictable work demands: Tin Leg

• In addition Cancel For Any Reason, some plans offer cancel for work reason coverage.
• Adventure sports-specific coverage is available.
• Plans have overlap that can be hard to distinguish.
• Only one plan includes Rental Car Damage coverage available as an add-on.

Tin Leg’s Basic plan came in at $134 for our sample trip, adding about $8 onto the average basic policy cost. Note that you’ll pay a lot more if you shop for the most comprehensive coverage, and there are eight plans to choose from for trips abroad.

The multitude of plans can help you find coverage that fits your needs, but with so many to choose from, deciding can be daunting.

The only real way to figure out your ideal plan is to compare them all, look at the plan details and decide which features and coverage suit you and your travel style best.

Read our full Tin Leg review .

Best for booking travel with points and miles: TravelSafe

• Covers up to $300 redepositing points and miles on eligible canceled award flights.
• Optional add-on protection for business equipment or sports rentals.
• Multi-trip or year-long plans aren’t available.

Selecting your travel insurance plan with TravelSafe is a fairly straightforward process. The company’s website also makes it easy to visualize how optional add-on elements influence the total cost, displaying the final price as soon as you click the coverage.

However, at $136, the Basic plan was among the more expensive for our trip to Mexico.

What else makes TravelSafe great:

Rental car damage coverage add-on is available on both plans.

Cancel For Any Reason coverage available on the TravelSafe Classic plan.

Read our full TravelSafe review .

Best for group travel insurance: HTH Insurance

HTH Travel Insurance

• Covers travelers up to 95 years old.
• Includes direct pay option so members can avoid having to pay up front for services.
• A 24-hour delay is required for baggage delay coverage on the TripProtector Economy plan.
• No waivers for pre-existing conditions on the lower-level plan.

HTH offers single-trip and multitrip medical insurance coverage as well as trip protection plans.

At around $125, the Trip Protector Economy policy is at the average mark for plans we reviewed.

You can choose to insure group trips for educators, crew, religious missionaries and corporate travelers.

What else makes HTH Insurance great:

Medical-only coverage and trip protection coverage.

Lots of options for group travelers.

Read our full review of HTH Insurance .

As you shop for travel insurance, you’ll find many of the same coverage categories across numerous plans.

Trip cancellation

This covers the prepaid costs you make for your trip in cases when you need to cancel for a covered reason. This coverage helps you recoup upfront costs paid for flights and nonrefundable hotel reservations.

Trip interruption

Trip interruption benefits generally involve disruptions after you depart. It helps reimburse costs incurred for flight delays, cancellations and plenty of other covered disruptions you might encounter during your travels.

This coverage can cover the costs for you to return home or reimburse unexpected expenses like an extra hotel stay, meals and ground transportation.

Trip delay coverage helps cover unexpected costs when your trip is delayed. This is another coverage that helps offset the costs of flight trouble or other travel disruptions.

Note that many policies have a total amount a traveler can claim, with caps on per diem benefits, too.

Cancel For Any Reason

Cancel For Any Reason coverage allows you to recoup some of the upfront costs you paid for a trip even if you’re canceling for a reason not otherwise covered by your standard travel insurance policy.

Typically, adding this protection to your plan costs extra.

Baggage delay

This coverage helps cover the costs of essential items you might need when your luggage is delayed. Think toiletries, clothing and other immediate items you might need if your luggage didn’t make it on your flight.

Many travel insurance plans with baggage delay protection will specify how long (six, 12, 24 hours, etc.) your luggage must be delayed before you can make a claim.

Lost baggage

Used for travelers whose luggage is lost or stolen, this helps recoup the lost value of the items in your bag.

You’ll want to make sure you closely follow the correct procedures for your plan. Many plans include a maximum total amount you can claim under this coverage and a per-item cap.

Travel medical insurance

This covers out-of-pocket medical costs when travelers run into an emergency.

Because many travelers’ health insurance plans don’t cover medical care overseas, travel medical insurance can help offset out-of-pocket health care costs.

In addition to emergency medical coverage, many plans have medical evacuation or repatriation coverage for costs incurred when you must be taken to a hospital or return to your home country because of a medical situation.

Most travel insurance plans cover many trip protections that can help you be prepared for unexpected travel disruptions and expenses.

These coverages are generally aimed at protecting the money you put into your trip, expenses you incur because of travel trouble and costs incurred if you have a medical emergency overseas.

On top of core coverages like trip cancellation and interruption and travel medical coverage, some plans offer add-on options like waivers for pre-existing conditions, rental car collision damage waivers or adventure sports riders. These usually cost extra or must be added within a specified timeframe.

Typical travel insurance policies offer coverage for many unforeseen events, but as you research to select a plan, consider your needs. Though every plan differs, there are some commonly excluded coverages.

For instance, you typically can’t get coverage for a named storm if you bought the coverage after the storm was named. In other words, if you have a trip to the Caribbean booked for Sept. 25 and on Sept. 20 a hurricane develops and is named, you generally won’t be able to buy a travel insurance plan Sept. 21 in hopes of getting your money back.

Many plans also don’t cover activities performed under the influence of drugs or alcohol or any extreme sports. If the latter applies to you, you might want to consider a plan with specific coverages for adventure-seekers.

For numerous plans, a few other situations don’t qualify as an acceptable reason to cancel and make a claim, such as fear of travel, medical tourism or pregnancies (unless you booked a trip and bought insurance before you became pregnant or there are complications with the pregnancy). This is where a Cancel For Any Reason add-on to your coverage can be helpful.

You can also run into trouble if you give up on a trip too soon: a minor (or even multihour) flight delay likely isn’t sufficient to cancel your entire trip and get reimbursed through your plan. Be sure to review what requirements your specific plan has when it comes to canceling a trip, claiming trip interruption, etc.

Travel insurance costs vary widely. The final price of your plan will fluctuate based on your age, length of trip and destination.

It will also depend on how much coverage you need, whether you add on specialized policies (like Cancel For Any Reason or pre-existing conditions coverage), whether you plan to participate in extreme sports and other factors.

In our examples above, for instance, the 35-year-old traveler taking a $2,000 trip to Italy would have spent an average $76 for a basic plan to get coverage for things like trip cancellation and interruption, baggage protection, etc. That’s a little less than 4% of the total trip cost — lower than average.

If there were multiple members in a traveling party or if they were going on, say, a rock-climbing or bungee-jumping excursion, the costs would go up.

On average, travel insurance comes to about 5% to 10% of the trip cost. However, considering many of the plans reimburse up to 100% of the trip cost (or more) for disruptions like trip cancellation or interruption, it can be a worthwhile expense if something goes wrong.

It depends. Consider the following factors that might affect your decision: You’re young and healthy, all your bookings are refundable or cancelable without a penalty, your flights are nonstop, you’re not checking bags and a credit card you carry offers some travel protections . In that case, travel insurance might not be necessary.

On the other hand, if you prepaid a large chunk of money for a nonrefundable African safari, you’re going on a Caribbean cruise in the middle of a hurricane season or you’re going somewhere where the cost of health care is high, it’s not a bad idea to buy a travel insurance plan. Here’s how to find the best travel insurance coverage for you.

If you’re thinking of booking a trip and not planning to buy travel insurance, you may want to consider at least booking refundable airfare and not prepaying for hotel, rental car and activity reservations. That way, if something goes wrong, you can cancel without losing any money.

Selecting the best travel insurance policy comes down to your needs, concerns, preferences and budget.

As you book, take a few minutes to consider what most concerns you. Is it getting stranded because of flight trouble? Having the ability to cancel for any reason you see fit without losing money? Getting sick or injured right before departure and needing to postpone the trip? Injuring yourself or falling ill while overseas?

Ultimately, you want a plan that protects you, your money and the large investment in your trip — but doesn’t cost too much, either.

Medical coverage. If your priority is having adequate medical coverage abroad, you might want to look for plans with high limits for medical emergencies and medical evacuation.

Complex travel itinerary. If your itinerary has lots of flight connections, prepaid hotels and deposits for activities you can’t get back, prioritizing a plan with the best coverage for trip cancellations or interruptions may land at the top of your list.

Travel uncertainty. If you’re on the fence about a trip and have nonrefundable reservations, you may want to select a plan with a Cancel For Any Reason coverage option, which can help you recoup about 50% to 75% of the costs. This helps provide peace of mind, placing the decision on whether to travel entirely in your hands.

Car rentals. If you’re renting a car, a collision damage waiver is often worth looking into.

The following destinations are the top insured destinations in 2024, according to Squaremouth (a NerdWallet partner).

The Bahamas.

Costa Rica.

Antarctica.

In 2022, travelers spent about 25.53% more on trips than they did before the pandemic.

As of December, NerdWallet analysis determined travel prices are 10% higher than pre-pandemic. Each statistic makes a strong case for protecting your travel investment as you plan your next trip.

Bookmark these resources to help you make smart money moves as you shop for travel insurance.

What is travel insurance?

CFAR explained.

Is travel insurance worth getting?

10 credit cards that provide travel insurance.

We used the following factors to choose insurance providers to highlight:

Breadth of coverage: We looked at how many plans each company offered plus the range of their standard plans. 

Depth of coverage: We considered two data points to get a sense of how much each company pays out for common travel issues — the maximum caps for trip cancellation and trip interruption claims.

Cost: By looking at the costs for basic coverage across multiple companies, we determined an average cost for shoppers to benchmark plan prices against.

Customizability: While standard plans can cover a lot of ground, sometimes you need something a little more personal.

Customer satisfaction. Using data from Squaremouth when available, and Google Reviews as a backup, we can give kudos to companies with better track records from their clients.

No, it doesn’t necessarily get more expensive the longer you wait to purchase. However, as you put off buying insurance, you may lose access to potential plans and coverage options.

In general, buying travel insurance within a few days to two weeks of prepaying or making an initial deposit for your trip is your best bet. Assuming you’re not booking last-minute, this will provide you with access to the widest possible range of coverage options. It also helps prevent any medical conditions or storms that pop up between booking and buying a plan from ending up as excluded situations, which won’t be covered by your plan.

But, generally, many plans do allow you to buy coverage quite close to your departure date.

To get the most out of your travel insurance plan, buy it soon after making your initial prepayment or deposit to ensure you have access to the biggest menu of plans possible.

Select a plan that’s comprehensive enough to cover the travel scenarios you’re most concerned about or likely to encounter but not too expensive or laden with protections you’d never likely need.

Whatever your coverage, thoroughly review the plan so you understand what’s covered and what’s not, plus how to adhere to the plan’s rules for making a claim.

Travelers frequently use phrases like “trip insurance” and “travel insurance,” as well as “trip protection,” interchangeably, but they do mean different things, according to Stan Sandberg, founder of insurance comparison site TravelInsurance.com.

Trip insurance, or trip protection, generally refers to predeparture (or preevent) coverage if you need to cancel. You may see these plans sold by airlines, online travel agencies or even ticketed event sellers.

“You could refer to it as the portion that protects the investment in the trip,” Sandberg says.

A travel insurance plan typically includes that — plus more comprehensive benefits to protect you during your trip, from medical coverage to trip delay and lost baggage protections, and many more elements, depending on the plan.

Though travel insurance is typically not required for international trips, your personal circumstances will play a key role in whether it’s a good investment.

For instance, young, healthy travelers with few prepaid trip expenses embarking on a relatively risk-free trip may not see a need to buy a plan.

Older travelers with complicated itineraries who are visiting destinations where they could potentially fall ill or get injured — or who could encounter bad weather or some other disrupting factor along the way — may want to buy coverage.

Consider a few key questions:

How well would your health insurance plan cover you if you needed to visit a hospital overseas?

How much did you prepay for a hotel or rental car?

How much money would you be out if weather or some other flight issue derailed your itinerary?

Could you afford an unexpected night in a city where you have a connecting flight?

Do you already have a credit card that provides some travel protections?

Your answers to these questions can help you decide whether you need travel insurance for your international trip.

In general, buying travel insurance

within a few days to two weeks of prepaying or making an initial deposit

for your trip is your best bet. Assuming you’re not booking last-minute, this will provide you with access to the widest possible range of coverage options. It also helps prevent any medical conditions or storms that pop up between booking and buying a plan from ending up as excluded situations, which won’t be covered by your plan.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are some of the best travel credit cards of 2024 :

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Wells Fargo Autograph℠ Card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

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